By Alex Firdaus · Updated July 2026 · Data checked July 2026
Funded Trading Plus Review 2026: Rules, Payouts, Award and Discount Code
Quick verdict: Funded Trading Plus is a legitimate UK-registered prop firm running three clear programs (Instant Funding, 1-Step Express, 2-Step Classic) with no time limits and a 4.4/5 Trustpilot score from 2,650+ reviews. It won Best Instant Funding Prop Firm 2025 at the Funded Trading Awards. Its complaints center on drawdown disputes and KYC holds, not missing payouts.
Code FTR takes 10% off 1-Step Express and 2-Step Classic. It does not apply to Instant Funding.
Table of Contents
What Is Funded Trading Plus?
Funded Trading Plus is a UK-registered proprietary trading firm that funds traders on simulated accounts after they pass one of its challenge programs. It launched in 2021, is built by the team behind Trade Room Plus, a trading education brand running since 2013, and has paid out more than $19.5 million to over 60,000 traders across 180+ countries.
The firm is run by Acello Ltd, a company incorporated in England and Wales under company number 12696083, registered at 30 Old Bailey, London. Acello acts as payment agent for IF Pro Ltd, a company incorporated in Saint Lucia that operates the simulated challenge programs. CEO Simon Massey is publicly named and responds directly to Trustpilot reviews under his own name. See how it stacks up against other UK prop firms if the London registration matters to your decision.
In 2026, Funded Trading Plus dropped its older, overlapping program names (Experienced, Prestige, Premium, Advanced, Master) and consolidated everything into three products: Instant Funding, 1-Step Express, and 2-Step Classic. None of the three carry a time limit or a minimum trading-day requirement.
Programs and Rules
Each program targets a different type of trader: Instant Funding skips the evaluation entirely, 1-Step Express is a single profit target, and 2-Step Classic is the traditional two-phase model with static drawdown. Account sizes run from $10,000 to $200,000 across all three.
Instant Funding
No evaluation phase. Traders get a funded account immediately and can request a payout from day one.
| Rule | Instant Funding | 1-Step Express | 2-Step Classic |
|---|---|---|---|
| Profit target | None | 10% | 7% per phase |
| Max drawdown | 6% trailing | 6% trailing | 8% static |
| Daily loss limit | 6% balance-based | 4% balance-based | 4% |
| Symbol loss limit | None | None | 3% |
| Consistency rule | None | None | 35% eval, 50% funded |
| Weekend holding | Not allowed | Allowed | Allowed |
| Leverage (forex) | 1:30 | 1:30 | 1:50 |
| Payout frequency | Day 1, then every 7 days | Day 1 once funded, then every 7 days | Every 10 days once funded |
| Default profit split | 80% | 80% | 80% |
| Platforms | MT5, cTrader, Match-Trader, DXtrade | MT5, cTrader, Match-Trader, DXtrade | MT5, Match-Trader only |
Live pricing on the official site currently shows a $100,000 1-Step Express challenge at $549 base fee, with the site’s own rotating promo taking that down further. FTR is FundedTrading’s discount code and stacks on top of that base price, not on top of any other active site promotion.
Drawdown Types Explained
Funded Trading Plus uses two different drawdown mechanics depending on the program, and mixing them up is the fastest way to breach an account you thought was safe.
2-Step Classic also carries a 3% symbol loss limit, a cap on how much a single instrument can lose before the whole account closes, even if the overall drawdown limit is untouched. Read our full prop firm drawdown rules guide if trailing versus static drawdown is new to you.
Payout Rules and Timing
Instant Funding and 1-Step Express pay from day one, then every 7 calendar days. 2-Step Classic pays every 10 calendar days once funded. Every payout, on every program, goes through a discretionary risk review first.
That review checks drawdown compliance, trading behavior, and rule adherence before releasing funds. It is not automatic. Funded Trading Plus itself describes the review as covering rule compliance rather than judging trading style, but a discretionary human check means two traders with similar results can get different outcomes depending on what the reviewer flags.
Platforms and Markets
Traders can choose MetaTrader 5, cTrader, Match-Trader, or DXtrade, covering forex, indices, commodities, and crypto. 2-Step Classic is restricted to MT5 and Match-Trader only. Leverage tops out at 1:30 for forex on Instant Funding and 1-Step Express, and 1:50 on 2-Step Classic, with lower caps on indices and crypto.
US traders can open an account but are routed to Match-Trader or DXtrade. MetaTrader 5 is not available to US traders through Funded Trading Plus’s broker partner.
Pros and Cons
Pros
- Three distinct programs with no time limit or minimum trading days on any of them
- Instant Funding option for traders who want to skip the evaluation
- Scaling to $2.5M standard, $5M with the add-on
- Named CEO who replies to Trustpilot complaints directly, under his own name
- 4.4/5 Trustpilot score across 2,650+ reviews
Cons
- Payouts go through a discretionary risk review, not an automatic release
- Trailing drawdown on Instant Funding and 1-Step Express can breach an account after a profitable run
- Higher split, faster payouts, and bigger scaling are all separate paid add-ons
- 2-Step Classic locks you into MT5 or Match-Trader only
Who Each Program Fits
Instant Funding suits traders who want funding without an evaluation and can live without weekend holding. 1-Step Express fits traders who want a short evaluation, weekend holding, and early payout access once funded. 2-Step Classic fits traders who prefer a fixed static drawdown and higher leverage over a two-phase structure.
Is Funded Trading Plus Legit?
Yes. Funded Trading Plus is run by Acello Ltd, a company on the public England and Wales register under number 12696083, with a named CEO (Simon Massey) who responds to complaints on Trustpilot under his own name. The firm has paid out more than $19.5 million since 2021 and publishes its trading rules, drawdown limits, and payout timing openly. Like every prop firm, it is not a licensed broker, because it does not hold or trade client capital. That is normal for the industry, not a red flag.
In 2025, Funded Trading Plus won Best Instant Funding Prop Firm at the Funded Trading Awards, based on trader feedback and the performance of its Instant Funding program. It’s one of four award mentions the firm now lists, alongside recognition from Prop Firm Stats and International Business Magazine.
What the Negative Reviews Actually Say
Funded Trading Plus sits at 4.4/5 on Trustpilot from roughly 2,650 reviews, with 3% landing at one star. Reading through those one-star reviews instead of skipping past them, four patterns repeat. None of them are “bad support.” Each one ties back to a specific rule already explained above.
Put together, this confirms the verdict above rather than contradicting it. A firm that enforces a published drawdown rule, a symbol cap, and a KYC check will generate exactly this kind of complaint, traders who feel a specific rule was applied unfairly to them. That’s friction, not fraud. If Funded Trading Plus were the kind of operation that takes fees and disappears, the one-star reviews would say so, and they don’t.
Funded Trading Plus Discount Code
Funded Trading Plus Coupon
Take 10% off your challenge fee.
Offer: 10% off 1-Step Express and 2-Step Classic. Does not apply to Instant Funding, and cannot be combined with other offers.
We’re not going to oversell this one. 10% is a standard-tier discount, not a headline offer, and it only applies to two of the three programs. See our full prop firm discount code hub for codes at other firms if a bigger percentage off matters more to you than the specific program.
Alternatives to Funded Trading Plus
If Funded Trading Plus’s trailing drawdown or discretionary payout review is a dealbreaker, these three are worth comparing directly.
| Firm | Drawdown | Instant funding | Trustpilot |
|---|---|---|---|
| FTMO | 10% static | No | 4.8 / ~45,000 reviews |
| FundedNext | Trailing and static options | Yes | 4.5 / ~70,000 reviews |
| Hola Prime | Static | Yes | 4.5 / ~2,000 reviews |
FTMO trades a much larger Trustpilot track record for no instant funding option at all. FundedNext matches Funded Trading Plus on program variety with a bigger review base. Hola Prime is newer and smaller but built specifically around instant funding, the same niche FT+ won its 2025 award in. See our full prop firm comparison for a wider field.
Final Verdict on Funded Trading Plus
Funded Trading Plus is a legitimate, UK-registered prop firm with a real track record: $19.5 million paid out since 2021, a named and responsive CEO, and a 2025 Best Instant Funding Prop Firm award. Three programs cover three different ways to get funded, none of them on a clock.
The trade-off is friction, not fraud. Trailing drawdown, a symbol-level loss cap, and a discretionary payout review generate real complaints from real traders, and this review reads those complaints rather than hiding them. None of them amount to a firm that doesn’t pay. Funded Trading Plus fits traders who want program choice and can live with a rules-first approach to risk. It’s a weaker fit for anyone who wants a single fixed program or zero discretion in the payout process.
Funded Trading Plus FAQs
Is Funded Trading Plus legit or a scam?
Funded Trading Plus is a legitimate proprietary trading firm. It is run by Acello Ltd, a company registered in England and Wales (company number 12696083), has paid out more than $19.5 million since 2021, and won Best Instant Funding Prop Firm 2025 at the Funded Trading Awards. It is not a licensed broker or financial institution because prop firms do not need one.
What is Funded Trading Plus’s Trustpilot rating?
As of July 2026, Funded Trading Plus holds 4.4 out of 5 on Trustpilot from roughly 2,650 reviews. About 90 percent are 5-star and 3 percent are 1-star, and the firm has replied to about 73 percent of negative reviews.
Does Funded Trading Plus have a discount code?
Yes. Code FTR takes 10 percent off the 1-Step Express and 2-Step Classic programs. It does not apply to Instant Funding and cannot be combined with other offers.
What is Funded Trading Plus’s profit split?
All three programs start traders at an 80 percent profit split by default. An add-on purchased at checkout can raise the split, and the site advertises splits up to 100 percent depending on the add-ons and scaling milestones selected.
What drawdown rule does Funded Trading Plus use?
Instant Funding and 1-Step Express use a 6 percent trailing drawdown that rises with account balance. 2-Step Classic uses an 8 percent static drawdown fixed to the starting balance. Daily loss limits are balance-based and range from 4 to 6 percent depending on the program.
Does Funded Trading Plus accept US traders?
Yes, but US traders must use Match-Trader or DXtrade. MetaTrader 5 is not available to US traders through Funded Trading Plus’s broker partner.
What happened to Funded Trading Plus’s old program names?
In 2026, Funded Trading Plus retired its old program names (Experienced, Prestige, Premium, Advanced, Master) and consolidated everything into three programs: Instant Funding, 1-Step Express, and 2-Step Classic.
Who owns Funded Trading Plus?
Funded Trading Plus is the trading name of Acello Ltd, a company incorporated in England and Wales (company number 12696083, registered at 30 Old Bailey, London). Acello acts as payment agent for IF Pro Ltd, a Saint Lucia-incorporated company that runs the simulated challenge programs. Simon Massey is CEO.
Ready to Try Funded Trading Plus?
Use code FTR for 10% off 1-Step Express or 2-Step Classic.
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