How to Apply the Funded Academy Coupon Code FT30

Four steps from checkout to funded status:

Funded Academy supports local payment methods across multiple regions, covering traders who prefer familiar banking rails, wallets, QR payments, or country-specific transfer options over international cards or crypto.

Local payment coverage is strong for traders in Indonesia, India, the Philippines, China, Brazil, parts of LATAM, and several African markets. PayPal and major credit cards (Visa, Mastercard, Amex, JCB, Discover) are also accepted. Crypto options include Bitcoin, CoinsBuy, PayEasy, and DigiBlox. For the Indonesian-language version of this review, see our Funded Academy Indonesia review.

For Indonesian traders, paying via QRIS, ShopeePay, DANA, OVO, LinkAja, or a local bank Virtual Account works without needing an international card or wallet. Account pricing is in USD, so check the final converted amount at checkout before confirming.

Funded Academy is a challenge-based prop firm that pairs trader evaluation with funded accounts and a built-in educational component. The firm was built around a clear premise: assess traders on discipline and clearly defined rules, remove unnecessary restrictions, and make the process accessible globally. Sal Azad (Mohammed Salehuddin Azad) is the Founder and CEO. The firm operates as Funded Academy Ltd., registered in Saint Lucia with registration number 2025-00736.

The firm supports both MetaTrader 5 and cTrader, covers local payment methods across multiple regions, now offers a swap-free account option, runs no consistency rules on any account type, and issues funded accounts within 12 hours of KYC completion. As of July 2026, Funded Academy holds a 4.5/5 Excellent rating on Trustpilot.

Funded Academy also runs an Academy section with trading education resources, making it one of the few prop firms to combine learning material with its funded account programs.

Funded Academy is most relevant if you want a no time limit prop firm, no consistency cap, MT5 and cTrader access, a swap-free option, local payment support, and a choice between the standard rule set and the more permissive Pro Flex route.

Funded Academy offers three challenge types. The 1 Step account is the fastest route to funding. The 2 Step Standard is the higher-leverage option for intraday traders. The 2 Step Pro Flex keeps the two-stage format but adds funded-stage holding freedom and unrestricted news trading.

The 1 Step account reaches funded status in a single phase, but the trailing drawdown moves as equity grows. This requires tighter discipline once you are in profit. The two 2 Step accounts both use a static drawdown, which locks your risk floor from day one and does not move as your account grows. That is meaningfully easier to manage for most traders.

Funded Academy offers account sizes from $5,000 to $200,000, with a performance-based scale-up path to $1,000,000. Pricing depends on whether you choose a Swap or Swap-Free account. The tables below show both options as of July 2026.

Swap Account Prices

Standard accounts that apply overnight swap charges. These are the lower-cost option.

Swap-Free Account Prices NEW 2026

Swap-Free accounts remove overnight swap charges. The premium over the Swap price ranges from roughly $6 to $9 depending on account size and model.

Apply coupon code FT30 at checkout for 30% off any of the prices above. The 2 Step Standard and Pro Flex are identically priced at the same account size on both Swap and Swap-Free. That makes Pro Flex the default pick if you need funded-stage holding freedom or unrestricted news trading. Only choose Standard if you specifically need 1:100 forex leverage.

Refund policy: Evaluation fees are non-refundable once trading begins. A refund may be considered within 7 calendar days if no trades have been placed. See Funded Academy’s Terms for full details.

Funded Academy offers a Swap-Free account option across all three challenge types. Select it at checkout using the Swap Free toggle. Swap-Free accounts carry a higher fee than their Swap equivalents, ranging from $5.48 to $108.10 extra depending on account size and model.

All core rules are identical across Swap and Swap-Free accounts. The same profit targets, drawdown limits, leverage, and payout terms apply to both. The only difference is the removal of overnight swap charges on open positions.

Funded Academy uses two drawdown systems depending on the account type. The 1 Step uses a trailing drawdown that moves upward as equity grows. Both 2 Step models use a static overall drawdown. Your maximum loss threshold is set from day one and does not change regardless of how much profit you generate.

The overnight holding rule is the most important distinction across the three account types. 1 Step accounts do not allow overnight or weekend holding at any phase. 2 Step Standard allows it during the challenge phase only, not on the funded account. 2 Step Pro Flex allows it throughout. If you hold positions overnight or over weekends as part of your strategy, Pro Flex is the only account that supports it on the funded side.

No consistency rule means traders are not penalized for large single-day wins or uneven session performance. If your strategy relies on EAs or automation, contact Funded Academy for written approval before trading. It is allowed, just not by default.

Funded Academy supports MetaTrader 5 and cTrader on desktop and mobile. Both platforms are available across challenge and funded accounts. That dual-platform support puts Funded Academy alongside the strongest options in our MT5 prop firm guide and best cTrader prop firms roundup.

Funded Academy charges zero commission on indices across all account types. This reduces trading costs for active index traders over time. The leverage difference between Standard and Pro Flex reflects the product logic: Standard gives intraday traders maximum buying power at 1:100, while Pro Flex trades lower forex leverage for greater funded-stage freedom.

Funded Academy’s payout terms are built around speed. The first payout is available on demand with no waiting period after passing the challenge. Subsequent payouts run on a 2-week cycle and are processed within 12 hours. Funded accounts are issued within 12 hours of completing KYC.

First payout on demand is one of the more trader-friendly terms in the current prop market. Most firms require traders to wait through at least one full payout cycle before accessing their first withdrawal. Funded Academy removes that wait entirely.

Best for

Traders who want no time limit and no consistency rule. MT5 and cTrader users who do not want to compromise on platform choice. Traders who prefer static drawdown on 2 Step accounts. Swing traders and news traders who need Pro Flex funded-stage overnight, weekend, and news trading freedom. Active index traders who benefit from zero commission on indices. Traders in supported local-payment regions: Indonesia, India, Philippines, Brazil, China, Africa, and LATAM. Traders who need a swap-free account for religious or strategy reasons.

Less suitable for

U.S. traders and traders in restricted jurisdictions. Strategy styles built around hedging or copy trading. Traders who want to run EAs without going through an approval process. Day traders on 1 Step who trade the overnight session (overnight holding is not allowed on 1 Step at any phase). Traders who prefer a single uniform rule set across all account types without reading the Standard vs. Pro Flex distinction carefully.

The best account in the lineup is the 2 Step Pro Flex. Static drawdown, unrestricted funded-stage news trading, overnight and weekend holding, zero commission on indices, and first payout on demand make it the most complete package for experienced traders. It belongs in any shortlist of the best prop firms for swing traders.

Yes. Funded Academy is a legitimate prop firm. It operates as Funded Academy Ltd., registered in Saint Lucia with registration number 2025-00736, with Sal Azad publicly listed as Founder and CEO. The firm has live program pages, a published FAQ, visible terms that clearly state it operates in a simulated trading environment, MT5 and cTrader access, and local payment coverage across multiple regions.

As of July 2026, Funded Academy holds a 4.5/5 Excellent rating on Trustpilot. The firm launched in May 2026 and has been actively building its public review profile since then. The 24/7 support team averages a response time under 3 minutes.

For a full legitimacy checklist, see our guide on how to tell if a prop firm is legitimate.

If you want to compare Funded Academy against other options before deciding, these are the most relevant benchmarks:

Funded Academy competes on rule quality, platform access, swap-free availability, payout speed, and payment accessibility. If those are your priorities, it holds up well against the alternatives. If you want the deepest public track record available, FundedNext is the natural benchmark with over 72,000 Trustpilot reviews.

Funded Academy has a clean prop firm offer and has improved since launch. No time limit, no consistency rule, MT5 and cTrader, a swap-free account option added in 2026, first payout on demand, funded account issuance within 12 hours, zero commission on indices, 4.5/5 on Trustpilot, and one of the broadest local payment coverage sets in the market.

The 2 Step Standard pricing has been reduced since the May 2026 launch, making the entry cost lower across all 2 Step sizes. PayPal is now accepted, and the new Academy section gives traders access to educational content alongside their funded account programs.

The best account in the lineup is the 2 Step Pro Flex. It combines static drawdown, unrestricted funded-stage news trading, overnight and weekend holding, and an 80% starting profit split that scales to 95%. For swing traders and news traders, that is the account to start with.

Use coupon code FT30 at checkout for 30% off any challenge. If you want to compare options first, use FundedTrading’s prop firm comparison and discount pages.