Mubite

Mubite is a crypto-only prop firm operated by Mubite s.r.o. in Prague, Czech Republic. Mubite gives traders simulated funded accounts of up to $200,000 and pays real-money profit splits of 70% to 90% based on simulated performance. Mubite connects every account to Bybit or Cleo.

Mubite sells three programs. Instant Funding has no evaluation phase. The One-Step Challenge has one evaluation phase. The Two-Step Challenge has two. Mubite is one of the crypto prop firms that offers both instant funding and step challenges.

Mubite Instant Funding starts at $79. The Mubite Two-Step Challenge costs $65 for a $5,000 account and $1,099 for a $200,000 account as of September 2026. Mubite refunds the Two-Step fee in full with the first profit split from the funded account.

Mubite Two-Step Challenge prices

Source: Mubite challenge prices, checked 29 September 2026. The $65 entry on the $5,000 account sits alongside the other low-cost options in our cheapest prop firms guide.

Mubite Two-Step add-ons

Mubite sells four add-ons at checkout on the Two-Step Challenge. Each one changes a single rule.

Mubite Instant Funding

Mubite Instant Funding starts at $79 and has no evaluation and no profit target to pass. The Instant Funding trader goes straight to a funded account with a Smart Drawdown and a 70% base profit split. Mubite Instant Funding payouts follow their own conditions, set out in the payouts section below. Other instant funding prop firms use different payout timing.

Mubite One-Step Challenge

The Mubite One-Step Challenge has a single evaluation phase with a 10% profit target, a 4% daily drawdown and a 6% maximum drawdown. Mubite pays One-Step funded traders an 80% to 90% profit split with on-demand payouts.

Mubite uses a different drawdown model for each program. The Two-Step Challenge has a 5% daily drawdown and an 8% maximum drawdown. The One-Step Challenge has 4% and 6%. Instant Funding uses a Smart Drawdown that starts at 10% and locks at 5% below the balance once the account is 5% up.

Mubite challenge rules by program

On the Two-Step Challenge, the Mubite daily drawdown moves with equity and the maximum drawdown stays fixed from the starting balance for the whole evaluation. The Two-Step Challenge requires 10 trading days and has no maximum time limit. Traders who want more time to pass can compare other prop firms with no time limit.

How the Mubite Smart Drawdown works

The Mubite Smart Drawdown on Instant Funding starts at 10% below the starting balance. When the balance reaches 5% profit, the floor locks at 5% below that new balance and stays at that dollar amount for the life of the account. On a $10,000 account, the floor starts at $9,000. At $10,500, the floor locks at $9,975.

After a gain of 5%, the Mubite Instant Funding account has a $525 buffer above the floor instead of the original $1,000. Mubite recalculates the floor after each payout, setting it 5% below the new balance.

What counts as a trading day at Mubite

Mubite counts a trading day only when the trader opens at least one new position with closed profit or loss above 0.25% of the capital at the start of that day. On a $10,000 Two-Step account, a day counts toward the 10-day minimum only if the closed trade moved more than $25. Small test trades do not count.

Mubite risk per trade rule

Mubite caps the realized loss on any single trade at 3% of equity at the time the trade opens. The cap covers partial closes too. On $10,000 of equity, no trade may realize a net loss above $300, and no single partial close may realize a loss above $300.

Mubite funded account position limits

Mubite applies position limits once a Two-Step trader is funded. A single position can be up to 2x the initial account balance, and all open positions together can be up to 3x. On a $100,000 funded account, that means $200,000 per position and $300,000 in total open exposure.

Mubite inactivity rule

Mubite deactivates an account after 30 days without a trade. Mubite sends a warning email after 14 days of inactivity.

Full rules: Mubite program rules.

Mubite runs its accounts on two platforms, Bybit and Cleo. Mubite connects the trader's platform account through API keys. Mubite offers leverage up to 1:100 on all crypto assets.

Mubite states that platform availability varies by region and that Bybit may need a VPN in some locations. Mubite asks traders to check which platform works in their country before paying, and compares both on its trading platforms page.

Mubite pays a 70% profit split on Instant Funding and 80% on the Two-Step Challenge. Both can rise by 10 points. Two-Step traders get the first payout on demand after verification. Instant Funding traders wait at least 14 days and must reach 5% profit before the first payout.

Mubite caps each Instant Funding payout request at 5% of account size and sets the Instant Funding minimum payout at $35. Mubite refunds the Two-Step Challenge fee in full with the first profit split.

Mubite Instant Funding payout example

Mubite requires two conditions before the first Instant Funding payout. At least 14 days must pass since the first trade, and the account must reach a 5% profit milestone. A $10,000 Instant Funding account that is at $10,300 on day 14 is not yet eligible. The same account at $10,800 can request up to $500, which is the 5% cap. Mubite keeps the other $300 in the account for the next request.

Mubite requires all open positions to be closed and KYC verification to be complete before a payout request goes in. Details are on the Mubite Instant Funding payout page.

Mubite Funded Score

Mubite has no consistency rule during the One-Step and Two-Step evaluations. Once an account is funded, Mubite applies the Funded Score, which checks how much of the total funded profit came from the single best trading day before a payout is approved. A trader who makes most of the profit in one session may need to keep trading until other days bring that share down.

Mubite scaling plan

Mubite doubles an Instant Funding account when the trader makes 10% profit within 120 days. Half of that 10% goes to the trader as a payout and half goes toward the larger account. A $10,000 account scales to $20,000, then $40,000, $80,000 and $160,000, up to $1,000,000. The trader keeps the same profit split at every level. See the Mubite scaling plan.

Mubite is operated by Mubite s.r.o., a company registered in the Czech Republic under IČO 23221551. Mubite lists its address as Školská 660/3, Nové Město, Prague 1, 110 00. Mubite publishes its program rules, payout conditions and add-on prices on mubite.com.

Mubite accounts are simulated demo accounts that use live market data. Mubite pays traders real money based on their simulated results. Mubite states that it is not a brokerage, does not accept deposits and does not offer investment services under Czech Act No. 256/2004 Coll. More firm checks are in our prop firm reviews.