Funded Futures Family (FFF) is a futures-only proprietary trading firm based in Dallas, Texas. It was founded in 2024 by CEO Manuel Meraz and operates as Funded Futures Family LLC, registered in Wyoming. The firm focuses on CME exchange-traded futures: ES, NQ, YM, CL, GC, and others. No forex. No crypto. No stocks.

The model is evaluation-based. You buy a monthly subscription, hit a profit target while staying within drawdown limits, and move into a simulated funded account. After three approved payouts or $10,000 in cumulative sim payouts, FFF can transition you to a live Professional Stage Account (PSA). As of July 2026, FFF has paid out over $20 million to traders across its community.

FFF V.2 is the biggest update in the firm’s history. It launches publicly on July 8, 2026, with full rollout on July 13. Three changes worth knowing before you buy.

1. No More Payout Denials at the Submission Stage

Previously, traders could submit a payout request while having a rule breach on their account, only to find out days later that the payout was denied after compliance review. Under V.2, the system prevents submission entirely if there is an active rule breach. Instead, you receive a real-time notification the moment a breach occurs, so you can fix it before reaching the payout stage. The intent is to stop traders from waiting days on a request that was never going to clear.

2. Instant Payout Approvals

Once a payout is approved under V.2, it processes immediately. No more waiting for designated approval windows. FFF states approved payouts will complete within 24 hours. The old system batched reviews and required traders to wait for specific review periods. That bottleneck goes away.

3. Micro-Scalping Rule: 20 Seconds Drops to 10 Seconds

One of the most complained-about rules at FFF was the 20-second minimum hold time. Under the original policy, more than 50% of your trades and more than 50% of your total profits had to come from positions held longer than 20 seconds. V.2 cuts that threshold to 10 seconds. Scalpers running very short-duration entries on ES or NQ micros now have more room to trade their natural style without tripping the micro-scalping policy.

4. New Website and Dashboard

FFF is also launching a fully redesigned website and trader dashboard as part of V.2. The stated goals are faster load times and a cleaner user experience. Details on the new design will be published with the official announcement on July 8.

FFF offers six plan types. Each is a monthly subscription. The correct plan depends on your drawdown tolerance, how quickly you want to pass, and whether you can live with a consistency rule on funded accounts.

Prime (formerly called Classic on some review sites)

EOD trailing drawdown. 1 minimum trading day to pass. No consistency rule during evaluation. 40% lifetime consistency on funded accounts. No daily loss limit. Three qualifying days at $200 each before payout. Account sizes $25K to $150K. List prices range from $129/month ($25K) to $365/month ($150K). This is the most popular EOD option for traders who want intraday flexibility without the drawdown line moving against them mid-session.

Premier Plus

EOD trailing drawdown. 1 minimum day to pass. No activation fee. 40% lifetime consistency on funded. No daily loss limit. Five qualifying days at $200 each before first payout. Priced slightly lower than Prime for most sizes. Good for traders who want no activation fee cost at the funded stage.

Elite

Intraday trailing drawdown. 1 minimum day to pass. Activation fee of $100 to $125 depending on size. 40% lifetime consistency on funded. The intraday trailing drawdown moves in real time with your peak equity, including unrealized PnL. Best for scalpers who close trades fast and do not leave large unrealized positions open during a session.

Velocity

Intraday trailing drawdown. 3 minimum days to pass. 40% consistency in both evaluation and funded. Payout every 3 days once eligible. This is the highest-frequency payout option at FFF and suits traders who have a proven edge and want faster cash flow. Cheapest entry point for a $25K account.

Straight to Funded (S2F)

Skips evaluation entirely. You pay a higher one-time fee and start directly on a sim-funded account. The trailing drawdown, contract limits, and consistency rules still apply. Best for traders with an established record who do not want to re-prove themselves through an evaluation phase.

Evaluation to Live

A structured path through evaluation directly to a live funded account. Less common than the other plans. Confirm current availability and pricing on FFF’s site.

List prices shown. Use code FT for 50% off. Prices verified July 7, 2026 from fundedfuturesfamily.com. Always confirm on the live site before purchasing.

FFF’s rule set is clear on most points. Here is every rule that matters at the funded stage.

FFF uses two drawdown types depending on the plan. Getting this wrong is the most common way traders blow accounts.

End-of-Day (EOD) Trailing Drawdown

Used on the Prime and Premier Plus plans. The trailing drawdown floor updates once per day at market close based on your closing balance. Intraday swings, including unrealized PnL, do not move the floor. If you open at 5 PM EST with a $50K balance and a $2,000 drawdown floor set at $48K, you can let trades run deep into the session and give back profit without the floor moving. It only resets the next day at close based on wherever you finished.

This is the drawdown type most experienced EOD traders prefer. It gives intraday breathing room that intraday trailing does not.

Intraday Trailing Drawdown

Used on Elite and Velocity plans. The drawdown floor moves in real time with your peak equity during the session, including unrealized PnL. If you are up $800 unrealized on a trade and then give it all back without closing, your floor has already moved up to reflect that $800 peak. The floor never comes back down. This catches traders who hold winning trades through reversals without closing first.

Drawdown by Account Size (Prime plan example)

Data from fundedfuturesfamily.com, verified July 7, 2026. Confirm on the live site before purchasing.

FFF pays out via Rise. Once your payout is approved and you complete Rise onboarding, funds arrive within 24 hours. The system only operates on business days Monday to Friday. Requests submitted before 5 PM EST are reviewed the same day. After 5 PM EST, they roll to the next business day.

What You Need Before You Can Request

On most plans, you need at least 3 qualifying trading days where you made $200 or more in profit each day. The days do not need to be consecutive. You also need to satisfy the 40% lifetime consistency rule at the time of the request. And your account balance must stay above the required buffer. If it drops below the buffer after you submit, the request is denied and you need to requalify.

The $10K Threshold

The first $10,000 in total approved payouts across your sim-funded accounts is 100% yours. FFF takes nothing. After that, the split becomes 90% to you and 10% to FFF. This threshold applies per trader, not per account.

Sim Funded to Live

After three approved payouts or $10,000 in cumulative sim payouts, FFF may move you to a Professional Stage Account (PSA). Live accounts use an 80/20 profit split and have a scaling plan. The transition is at FFF’s discretion, not guaranteed after three payouts. A $100,000 per-user profit cap applies on sim-funded accounts. Profits above that are forfeited under the cap policy.

What Changes with FFF V.2 (July 13, 2026)

Under V.2, approved payouts process immediately with no waiting windows. Real-time breach alerts prevent bad submissions before they waste days. This is a direct response to one of the top trader complaints in FFF’s Trustpilot history.

This is the rule that trips most traders at payout time. Here is exactly how it works.

At the moment you submit a payout request, no single trading day can account for more than 40% of your total profits. If your total funded profit is $3,000 and $1,500 of that came from one session, that session is 50% of your total. That is above 40% and your request will be blocked.

A Worked Example

In this example, the big Day 1 session ($900) means you cannot request a payout until Day 6. The fix is to spread risk across sessions from the start rather than going for a big single-day win.

FFF connects through Rithmic and Tradovate for execution. The main platforms are NinjaTrader (free tier works fine for most traders), Tradovate (web, desktop, and mobile), TradingView via Tradovate, and WealthCharts. If you use Sierra Chart, Quantower, or Jigsaw, those connect via Rithmic credentials. No MT4, no MT5, no cTrader.

Tradable instruments are CME exchange-traded futures. That covers equity indices (ES, NQ, YM, RTY), energy (CL, NG), metals (GC, SI), and agricultural and currency futures. FFF is not a multi-asset prop firm. If you trade forex or crypto, this is not your firm.

FFF has a 4.7 out of 5 Trustpilot rating from 2,428 reviews as of July 5, 2026. Around 90% are 5-star. The firm replies to 94% of negative reviews. That is an unusually high response rate and a positive sign for support responsiveness.

The 1-star reviews cluster around five patterns. You need to know these before you put money in.

Payout Denial: VPN and Hardware Fingerprint Detection

Multiple traders report having payouts denied because FFF’s compliance system flagged their device as matching another account via shared hardware fingerprint, or flagged VPN use. Some traders say they never used a VPN. FFF’s standard response cites the policy and closes the case with no appeals process. Under V.2, FFF addresses the payout denial problem at the submission stage but has not publicly changed the VPN or hardware fingerprint policy itself.

If you trade from a shared home network, use a work VPN, or trade on a machine also used by another household member who has an FFF account, understand the risk before you pay for evaluations.

Billing Disputes on Blown Accounts

Some traders report confusion about subscription billing after failing an evaluation. The monthly subscription continues until cancelled. A blown account does not automatically cancel your billing. Cancel explicitly if you do not plan to reset.

Consistency Rule Surprises

Traders who hit the 40% consistency cap at payout request time report feeling blindsided. The rule is documented in FFF’s help center but not prominently explained at checkout. Read the payout requirements before you start trading funded.

What the Positive Reviews Say

Fast support response times are the most consistent positive across hundreds of reviews. Support staff named across multiple reviews include Bhadmus, Mujeeb, Kenny, TEE, and Franky. The community, particularly FFF’s Discord, also gets strong praise. The no daily loss limit and approachable evaluation pricing are frequently cited as reasons traders chose FFF over Apex or Topstep.

At 50% off, a $50K Prime plan drops from $179/month to around $90/month. A $25K Velocity account at full price is already cheap. With code FT it costs around $40. That is a meaningful difference if you plan to run multiple evaluation accounts at once.

FFF’s own sitewide code is FFF, which varies in discount level by plan and promotion window. Code FT is FundedTrading.com’s exclusive affiliate code locked at 50% off.

All four are futures-only firms. Here is how they compare on the factors that actually determine whether you get paid.

How to Choose Between These Four

FFF is the right pick if you want 1-day pass speed, no DLL, 100% on the first $10K, and are comfortable managing the 40% consistency rule on the funded stage. The V.2 update on July 13 makes the payout process cleaner and the micro-scalping rule less restrictive for short-hold scalpers.

My Funded Futures is the strongest choice if Trustpilot track record matters to you. Nearly 17,000 reviews and a 4.9 score is the deepest community signal in futures prop. No consistency rule on funded accounts on most plans, and the Rapid plan offers daily payouts with a 90/10 split. The trade-off is that Rapid uses intraday trailing drawdown on the funded stage, which is strict.

TradeDay launched TradeDay 2.0 in May 2026. It now runs two routes: Quick Pay (5-day minimum, day-one payouts) and Fast Pass (3-day pass, EOD drawdown in both eval and funded). No funded consistency rule, no daily loss limit, and automation is permitted. TradeDay won FundedTrading’s Best Payout Policy Award in 2025. The profit split starts at 80/20 and scales to 95% after $100K in lifetime payouts. Good choice if you need EA access or a clean no-funded-consistency-rule setup.

Swiss Firmup is the newcomer here, founded in 2025 and built specifically for regulated futures trading. Unlike most firms in this list, traders end up on a real live broker account (Sweet Futures or Dorman Trading) after passing both qualification phases. No sitewide subscription model. Daily withdrawal requests once live. The two-phase Q1/Q2 structure takes longer than FFF or MFFU, but the live broker access is a meaningful differentiator for traders who want real capital from day one, not sim.

For a full rundown on each, see our best futures prop firms guide and discount codes page.