FXIFY Review

Is This the Best Broker Backed Prop Firm in 2025?

If you’re searching for a prop trading firm that offers instant funding, and puts trader flexibility first, FXIFY might be your best bet in 2025. In this in-depth FXIFY review, we break down everything from their Lightning and Instant Funding programs to payout speeds, platform options, and how they stack up against giants like FTMO and FundedNext. Backed by the regulated broker FXPIG™, FXIFY delivers raw spreads, STP execution, and rule-free trading that’s catching the attention of scalpers, swing traders, and algo users alike. Whether you’re new to prop firms or switching from a stricter platform, this guide will help you decide if FXIFY is worth your capital — and your trust.

✅ What FXIFY Does Right

• Instant funding available – no waiting, no proving yourself, just trade.
  
• No consistency rules – trade your way, scale at your pace.
  
• Raw spreads via FXPIG™ – real broker execution, not prop firm fairy tales.
  
• Flexible payout options – on-demand, bi-weekly, whatever fits your flow.
  
• Customizable plans – tweak leverage, payout split, even account type.
  

❌ What Might Put You Off

• Trailing drawdowns on some accounts can sting if you’re not careful.
  
• Instant funding requires hitting 8% profit before payout.
  

So… Is FXIFY Worth It?

If you want fast access to capital, flexible rules, and legit broker backing, then yes, it’s 100% worth it.
Just make sure you understand the challenge structure and pick a plan that fits your trading style.

Use code FT20 for a 20% discount — no reason to overpay for a quality prop firm.

About FXIFY

What Is FXIFY? (And Who Runs It)

FXIFY is a next-gen prop trading firm built by traders, for traders, with actual brokerage-grade infrastructure behind it.
This isn’t some rebranded affiliate funnel. It’s backed by FXPIG™, a regulated broker known for raw spreads, deep liquidity, and institutional execution.

Who’s Behind It?

FXIFY was founded by David Bhidey, Peter Brown, and Robert Winters — a team with over 30 years of combined experience in trading, brokerage, and financial tech.

They’ve seen the industry from both sides:

• Retail traders frustrated by pointless rules and slow payouts.
  
• Institutional desks tired of inefficiency and outdated platforms.
  

FXIFY is their solution — a prop firm designed to eliminate the garbage that plagues most others.

Why FXPIG™ Matters

FXIFY isn’t just partnered with FXPIG™ for branding.
They’re integrated into the execution layer, meaning traders get:

• Raw spreads direct from liquidity providers.
  
• True STP (Straight Through Processing) — no b-book.
  
• Fast execution with minimal slippage, even in volatile markets.
  

That alone puts FXIFY ahead of most “off-the-shelf” prop firms running third-party tech with markup spreads and payout delays.

FXIFY Funding Models (Broken Down)

FXIFY offers five evaluation tracks: Lightning, Instant Funding, One-Phase, Two-Phase, and Three-Phase.
Each option caters to a specific trader type — from disciplined long-term strategists to high-speed scalpers. Choose wrong, and you’ll burn cash. Choose right, and you’re scaling in days.

The Lightning Challenge – Fastest Route to Funding

• Profit Target: 5%
  
• Max Drawdown: 4% trailing
  
• Daily Drawdown: 3% (EOD balance)
  
• Time to Pass: 7 days
  
• Performance Split: Up to 90%
  
• Payouts: Initial in 7 days
  
• Stop Loss Required: Yes
  
• Consistency Rule: 30%
  

This is FXIFY’s high-intensity, fast-track model. You get 7 days to hit 5%. That’s it. If you pass, you’re funded immediately and earning up to 90%.

Best for: High-confidence traders who want a quick win and don’t need multiple stages.
Watch out for: It’s strict — you’re on a timer, with mandatory stop-losses and consistency rules.

FXIFY Instant Funding – Capital Now, No Evaluation

• Profit Target: 8%
  
• Max Drawdown: 8%
  
• Payouts: Every 14 days
  
• Profit Split: 80%
  

Buy in, trade live, no evaluation. You’re starting with funded capital on day one.

Best for: Seasoned traders who want to skip testing and get paid.
Watch out for: One mistake and you’re done — margin for error is thin.

One-Phase Challenge – Single-Step Simplicity

• Profit Target: 10%
  
• Daily Loss Limit: 3%
  
• Max Drawdown: 6%
  
• Payouts: On demand (first), then 30-day cycle
  
• Profit Split: 80%
  

Clear path: hit your target, avoid the limits, and get funded.

Best for: Traders with a solid edge who prefer speed over structure.
Watch out for: Smaller drawdown makes precision essential.

Two-Phase Challenge – Balanced Evaluation

• Phase 1 Target: 10%
  
• Phase 2 Target: 5%
  
• Daily Loss: 5% / 4%
  
• Max Drawdown: 10% / 4%
  
• Payouts: On demand + 30 days
  
• Profit Split: 80%
  

This one’s the industry norm. Two steps, reasonable risk, steady payouts.

Best for: Traders familiar with FTMO-style structures.
Watch out for: The second phase’s tighter limits trip up sloppy risk management.

Three-Phase Challenge – Designed for Long-Term Consistency

• Each Phase Target: 5%
  
• Drawdowns: 5% daily + overall
  
• Payouts: On demand + 30 days
  
• Profit Split: 80%
  

More stages, less pressure per stage. If you’re a patient trader, this lets you prove consistency without rushing.

Best for: Swing traders or those scaling slowly.
Watch out for: Burnout — this takes time and discipline.

FXIFY Account Sizes, Payouts & Pricing

FXIFY offers many account sizes across all funding models — from $1,000 starter accounts up to $400,000 evaluations.
Whether you’re testing strategies or scaling up hard, there’s an option that fits your capital goals and risk appetite.

Below is a side-by-side breakdown of what you’re paying, what you get, and how fast you can withdraw profits:

FXIFY Funding Program Comparison

Account Customisation Options

FXIFY gives traders more control at checkout than most firms:

• Leverage Settings: Up to 1:50 depending on the model and add-ons.
  
• Payout Frequency: Choose standard or on-demand options (Lightning + One-Phase).
  
• Profit Split Boosts: Some programs offer up to 90% via customization.
  
• Add-ons: Include stop-loss tools, performance tracking, and dashboard analytics.
  

This level of personalization makes FXIFY ideal for traders who hate cookie-cutter funding setups.

Tradable Assets & Platform Options

FXIFY gives traders access to over 300 instruments across forex, crypto, metals, indices, and even stocks — all through pro-level platforms like MT4, MT5, and DXTrade.
Whether you’re scalping gold or swing trading the NASDAQ, FXIFY offers the tools and environment to do it properly.

Platform Access

FXIFY supports three major trading platforms:

• MetaTrader 4 (MT4): The industry standard for forex and expert advisor automation.
  
• MetaTrader 5 (MT5): Ideal for multi-asset traders looking to expand beyond currencies.
  
• DXTrade: A browser-based, high-speed platform with customizable dashboards and advanced charting.
  

These platforms are backed by FXPIG™’s infrastructure, meaning deep liquidity, tight spreads, and zero execution gimmicks.

What You Can Trade

FXIFY’s asset selection covers:

• Forex: Major, minor, and exotic currency pairs
  
• Indices: Global indices like NASDAQ, S&P 500, FTSE, DAX
  
• Metals: Gold, silver, platinum
  
• Cryptocurrencies: Bitcoin, Ethereum, and other major altcoins
  
• Stocks: A curated list of equities (varies by platform)
  

This lineup makes it one of the most asset-diverse prop firms on the market.

Commission-Free Trading (On Key Assets)

FXIFY offers zero-commission trading on:

• Forex pairs
  
• Gold & other metals
  
• Indices
  

This is a massive cost-saving advantage, especially for scalpers and high-frequency traders. You only pay the spread, which, thanks to FXPIG™’s STP model, stays razor thin.

FXIFY Rules – Flexible or Just Marketing?

Most prop firms love to act flexible until you read the fine print. FXIFY is one of the few that actually delivers on rule freedom, especially for experienced traders who hate artificial constraints.

Here’s what sets FXIFY apart from the rest:

No Mandatory Stop Loss

You’re not forced to slap a stop loss on every trade.
FXIFY gives you full discretion over risk management, meaning you can size positions, hedge, or manage exposure without a prop firm breathing down your neck.

Weekend & News Trading Allowed

Unlike firms that force you to close positions before NFP or major events, FXIFY allows you to hold trades through weekends and volatile news releases.

This is huge for:

• Swing traders
  
• News-based scalpers
  
• Traders in time zones where closing trades is impractical
  

EAs & Automation Allowed

FXIFY supports Expert Advisors (EAs) on MT4 and MT5 — no bans, no restrictions.

That’s a green light for:

• Automated trading strategies
  
• Copy trading setups
  
• Custom indicators and algorithmic triggers
  

Just keep your drawdown and risk within program limits, and your bot is good to go.

No Consistency Rules

This is a big one.

FXIFY does not enforce “consistency rules” across most of its programs — meaning:

• No daily/weekly lot size requirements
  
• No forced balance growth timelines
  
• No weird tracking of trade frequency
  

If you make your target and stay within limits, you’re funded.
No need to “pace” your strategy just to tick a compliance box.

So yes, FXIFY is one of the most hands-off firms when it comes to how you trade.

How Does FXIFY Compare to Other Prop Firms?

FXIFY isn’t the biggest name in the game — yet — but it competes directly with some of the most popular firms by doing what they won’t: allowing flexible, trader-first conditions without pointless restrictions or marketing gimmicks.

Let’s break down how it stacks up against the three major challengers.

FXIFY vs. FTMO

FTMO Strengths:

• Long-standing reputation, trusted by thousands
  
• Clean UI and support structure
  
• Tons of community content, success stories, and case studies
  

Where FXIFY Beats FTMO:

• No consistency rules (FTMO requires balanced performance across days)
  
• Faster payouts (FXIFY offers on-demand; FTMO = once/month)
  
• Flexible trading conditions — FXIFY allows weekend/news trading
  
• Instant funding option — FTMO doesn’t offer one
  

Verdict:
Switch to FXIFY if you’re tired of FTMO’s strict structure and want faster access to capital and payouts.
Stick with FTMO if you value brand legacy and prefer a more conservative, stable firm.

FXIFY vs. FundedNext

FundedNext Strengths:

• High maximum profit splits (up to 90%)
  
• Option for monthly salary payouts
  
• Offers both evaluation and express funding
  

Where FXIFY Has the Edge:

• No consistency rules — FundedNext’s Consistency Model is restrictive
  
• Lightning Challenge — FXIFY’s fastest route to funding (7 days)
  
• Deeper platform support — MT4, MT5, DXTrade
  
• Commission-free trading on key assets (forex, indices, metals)
  

Verdict:
Switch to FXIFY if you want fewer rule traps and a clean payout system without “salary bait” gimmicks.
Stick with FundedNext if you’re drawn to monthly payouts or want to split capital paths.

Real Trader Reviews – What People Are Saying

FXIFY Trustpilot currently holds a 4.2 TrustScore with over 3,300 reviews, and 77% of those are 5 stars.
That puts it solidly ahead of many prop firm competitors, especially considering how vocal traders get when things go wrong.

What Traders Love

After scanning dozens of the latest reviews, here’s what consistently stands out:

• Fast and smooth payouts: Multiple users confirmed withdrawals processed within 1–2 days.
  
• Responsive live support: Traders rave about immediate help via live chat, especially from named agents like Rene.
  
• Trader-friendly rules: Many mention the flexibility, lack of hidden restrictions, and ability to trade with EAs.
  
• Clean onboarding: The account setup, verification, and dashboard experience are praised as “smooth” and “easy to navigate.”
  
• Transparent terms: Unlike many firms, FXIFY doesn’t hit traders with surprise T&C changes, and even when they do update rules, they notify users proactively.
  

Common Criticisms

Of course, it’s not all sunshine. Here’s what gets mentioned negatively:

• High slippage (especially on metals like XAUUSD during volatility)
  
• Limited payout options: Currently uses Rise only — some traders request options like Wise or crypto
  
• Trailing drawdown complaints: Most negative reviews come from traders breaching rules, especially trailing limits
  

FXIFY does respond to most critical reviews — usually with clarification or rule explanation, and a support invite. That’s a good sign in an industry where many firms go dark once you complain.

Trustpilot Summary (as of June 2025)

FXIFY Discount Code – Save 20% Instantly

Ready to try FXIFY? Don’t pay full price like a newbie.
Use code FT20 at checkout and get 20% off any account size or challenge type. That includes:

• Lightning Challenge
  
• Instant Funding
  
• One-Step, Two-Step, and Three-Step Programs
  

Whether you’re going small with a $10K Lightning account or gunning for $400K in capital, the discount works sitewide.

Final Verdict – Should You Use FXIFY?

FXIFY has proven it’s more than just another flashy prop firm — it’s one of the most trader-friendly firms in the game right now. From instant capital access and fast payouts to rule flexibility and top-tier broker backing, it checks almost every box serious traders look for.

🟢 Use FXIFY If You Want:

• Simple  rules — no consistency, no forced stop loss
  
• Lightning-fast payout options
  
• Instant funding
  
• EAs, weekend holding, and news trading fully allowed
  
• A wide range of accounts up to $400,000
  
• Transparent rulebook and live support that actually replies
  

🔴 Skip FXIFY If You:

• Can’t manage trailing drawdown (some accounts require it)
  
• Expect hand-holding or free retries if you breach
  
• Are looking for live capital only
  
• Want payouts via crypto or Wise (currently limited to Rise)
  

Best For:

• Aggressive scalpers
  
• EA users and algo traders
  
• Swing traders who hold over weekends/news
  
• Anyone frustrated with FTMO
  

FAQ – FXIFY Prop Firm (2025)

Is FXIFY legit?

Yes. FXIFY is backed by FXPIG™, a regulated broker. They’ve processed thousands of payouts and maintain a 4.2 Trustpilot score with 77% 5-star reviews.

What’s the best FXIFY program?

• For speed: Lightning Challenge (7 days, 5% target)
  
• For flexibility: One-Phase
  
• For low risk: Three-Phase
  
• For instant capital: Instant Funding
  

Choose based on your risk appetite and strategy.

Does FXIFY pay out fast?

Yes — extremely fast.
Many traders report same-day payouts. Instant Funding and One-Phase allow on-demand withdrawals after hitting targets.

Can you trade news and weekends?

Absolutely. FXIFY allows full trading flexibility:

• Hold trades over weekends
  
• Trade during major news events
  
• Use Expert Advisors and custom scripts
  

FXIFY vs FTMO – which is better?

If you want rule freedom, faster payouts, and customizable funding, FXIFY wins.
If you prefer legacy status and a larger community, FTMO might be your safer pick.