All seven firms below run a single evaluation phase. The key differences are the daily loss limit, drawdown type, profit target, and what you pay for each account size.

Every firm on this list runs a genuine single-phase evaluation. That means one profit target, one set of risk rules, and a funded account after you pass. No second verification phase. We scored firms on five factors: rule clarity, drawdown fairness, payout history, entry cost, and platform reliability. Firms with unclear payout records or hidden rule clauses were excluded regardless of their marketing.

All rules and pricing were verified from the firm’s own website in July 2026. One-step challenges have tighter risk limits than 2-step models by design. The 3% daily loss limit is the industry standard for single-phase accounts. Firms offering a looser daily limit at the 1-step level typically offset it with a trailing max drawdown that moves against you as you profit.

Why SabioTrade Tops This List

SabioTrade runs a strict 1-step model with no time limit and weekly payouts. Most 1-step firms pay every 14 days. SabioTrade pays every 7, which matters for active traders who want faster access to profits. The 90% split at $100K and above is competitive for a single-phase account, and the $119 entry fee (around $83 with FT30) for a $20K challenge is one of the lower starting prices in the CFD prop space.

Two rules require attention before you buy. First, the daily loss limit is 5% of the previous day’s closing balance — not your initial balance. That resets daily and is a hard breach. Second, SabioTrade enforces a 40% consistency rule: no single day or single trade can account for more than 40% of your total closed profit. One big outlier session can trigger this cap and force you to keep trading until the proportion normalises. Discretionary traders who spread entries across the week rarely hit it. Traders who rely on one or two large trades per month will.

The platform is SabioTrade’s own Traderoom, available on web, iOS, and Android. It is not MT4 or MT5. If your strategy depends on MT4-specific Expert Advisors, SabioTrade is the wrong firm. EAs require written approval before use. Hedging, HFT bots, and mirror trading are not permitted. The firm requires at least one trade every 30 days to keep the account active.

The 6% trailing max drawdown recalculates end-of-day from your highest closed balance. As your account grows, the floor rises with it — which is worth understanding before you run a long profitable streak. SabioTrade is based in Dublin, Ireland (registered as CODEVIL IT ENGINEERING LIMITED) and trades through QCL Quad Code CY Limited. It offers access to 250+ instruments including forex pairs, stocks, crypto, commodities, indices, and ETFs.

Best for: Active day traders who want simple 1-step rules, weekly payouts, and no time pressure on the evaluation.

What Makes the Stellar 1-Step Different

FundedNext offers a 15% profit share during the challenge phase itself, not just after funding. Rare for a prop firm to do that at the evaluation stage. If you hit 10% profit on a $100K Stellar 1-Step account and the firm has already paid you $1,500 before you even get the funded account, the entry fee looks cheaper in real terms. The first funded-stage payout comes every 5 business days, which is faster than the 14-day cycle most CFD prop firms use.

The static 6% drawdown is the selling point here. Your loss floor stays fixed from the starting balance and does not move up as you profit. On a $100K account, your floor stays at $94,000 regardless of your peak equity. That is meaningfully safer than a trailing model where a profitable run then pulls the floor up, reducing your room if the market turns. The tradeoff is tighter daily limits at 3% versus the 5% you get on the Stellar 2-Step.

Minimum trading days: two. You can pass in two days if your 10% target is hit. A paid add-on removes the two-day minimum. Platforms available include MT4, MT5, cTrader, and Match-Trader. FundedNext is based in Dubai and paid $15.19 million to traders in February 2026 alone, which is one of the strongest public payout signals in the industry.

Best for: Traders who want to get funded in days, not weeks, and prefer a static drawdown floor that does not work against them after a winning run.

The FXIFY One Phase Structure

FXIFY won FundedTrading’s Best Broker-Backed Prop Firm award for 2026. The One Phase is the single-step CFD evaluation: 10% profit target, 3% daily loss limit, 6% trailing EOD drawdown. No time limit. Execution goes through FXPIG, which has operated as a regulated broker for over 20 years. That broker backing is what separates FXIFY from standalone prop platforms in terms of execution integrity and spread quality.

The standout feature is on-demand payouts from the first day of funding. Most firms require a waiting period before the first withdrawal. FXIFY skips that. If you are profitable on day one of your funded account, you can request it. This makes FXIFY the strongest option for traders who rely on trading income month-to-month and cannot afford to wait two weeks per payout cycle.

The One Phase uses a trailing EOD drawdown at 6%, the same structure as SabioTrade but with different platform infrastructure. FXIFY supports MT4, MT5, DXtrade, and cTrader, giving you more platform choice than SabioTrade’s proprietary Traderoom. If your EA runs on MT4, FXIFY is the better fit.

Best for: Traders who want MT4/MT5 support and on-demand payouts, or anyone who wants broker-backed execution on a single-phase challenge.

The FundingPips 1-Step: Fast Path, Tight Math

FundingPips uses static drawdown on the 1-Step. The loss floor is fixed from the account start and does not move up as you profit. On a $50K account, the floor stays at $47,000 regardless of whether your balance hits $55K. That protects you from trailing models where a strong run tightens your remaining buffer. The 6% max drawdown is the same number as most competitors, but the static mechanic makes it easier to manage.

The profit-to-drawdown ratio on the 1-Step is worth understanding before you buy. You need to make 10% profit with only 6% max drawdown room, which works out to earning $1.67 for every $1 of risk space. The 2-Step Standard at FundingPips has 10% drawdown room for an 8% Phase 1 target, which is a much better ratio. If your goal is simply to get funded fast and you are confident in your ability to run a tight, consistent strategy, the 1-Step is the right path. If you need breathing room, the 2-Step is likely more cost-effective.

FundingPips has paid over $180M total to traders, holds a 4.5 Trustpilot rating from over 43,000 reviews, and refunds the evaluation fee after four successful payouts on the funded account. MT4 is not available — MT5, cTrader, Match-Trader, and TradeLocker are.

Best for: Traders who want static drawdown and a clear, auditable payout record behind the firm they choose.

FTMO’s 1-Step Is New and Has a Unique Rule You Need to Know

FTMO launched the 1-Step challenge in February 2026. It gets you to 90% profit split in one phase with a 10% trailing EOD max drawdown, which is more generous than the 6% max drawdown you get at most other 1-step firms. The catch is the Best Day Rule: your single most profitable day cannot exceed 50% of your total positive-day profits. In practice, you need at least two or three solid green days to pass. A single big day does not count as the whole evaluation, even if it covers the profit target.

The 3% daily limit is the same standard as every other 1-step firm. The 10% trailing EOD max drawdown gives you roughly 67% more total loss room than firms capping at 6%. That is a meaningful difference for traders who run strategies with larger individual drawdowns before closing in profit. FTMO is the largest prop firm in the industry by customer count — over 3.5 million as of 2026, with $500M+ in cumulative payouts — so the payout reliability is as well-documented as you will find.

FTMO is based in Prague and has operated since 2015. The 1-Step does not yet support the Swing account variant (which allows weekend holds). Standard 1-Step accounts must close positions before Friday market close. The scaling plan adds 25% to your account size every four months if you hit 10% cumulative profit with at least two profitable months in the period.

Best for: Experienced traders who want the most drawdown room on a 1-step account and trust the firm’s long payout track record.

Goat Funded Trader 1-Step: What the Rules Actually Say

The Goat Funded Trader 1-Step has a 10% profit target, a 4% daily loss limit, and a 6% static max drawdown. The daily loss limit calculation is slightly different from most firms: at 5pm EST each day, the firm checks the higher of your balance or equity, then subtracts 4% of your initial account size to set the next day’s floor. On a $100K account with $107K equity at 5pm, your floor for the next day is $103,000. That floating daily floor is less punishing than a fixed EOD balance model but still enforces consistent risk control.

The 6% static max drawdown means the absolute floor is fixed at 94% of your starting capital regardless of profits. It does not trail upward. A “valid trading day” requires at least 0.5% net profit on the initial balance — so passive or low-activity sessions do not count toward the 3-day minimum. On the funded account, a $3,000 daily profit cap applies: profits above that are deducted but do not breach the account. The first two payouts are capped at 6% of the account or $10,000, whichever is lower. After the second payout, that cap lifts.

The “no profit target / no daily loss limit” version of Goat Funded Trader that circulates in prop trading communities refers to their Instant Funding model, not the 1-Step. The 1-Step is a standard evaluation with a clear 10% target. Platforms are Match Trader and TradeLocker — no MT4 or MT5. Leverage drops from 1:100 (evaluation) to 1:50 (funded) on forex.

Best for: Traders who want a straightforward 1-step with static drawdown and no consistency rule, and are comfortable with the daily profit cap on the funded account.

The Most Generous Risk Rules on This List

Blueberry Funded’s 1-Step account gives you a 5% daily loss limit and 10% static max drawdown. That is meaningfully more room than the 3%/6% or 3%/10% setups at other firms. The static drawdown means the floor stays fixed regardless of profits. On a $100K account, the floor is $90,000 and stays there. If you run a strategy with larger daily swings and need more room to recover within the session, Blueberry Funded is the most accommodating 1-step option here.

The tradeoff is the 80% profit split, which is lower than the 90% floor at SabioTrade, FundedNext, and FTMO. The firm is connected to Blueberry Markets, a broker with an Australian ASIC-regulated background, which provides a credibility layer most standalone prop firms cannot offer. MT4 and MT5 are supported. US traders and traders from Australia are not eligible — check the restricted-country list before applying.

Best for: Non-US, non-Australian traders who want the most daily loss room in a 1-step format and value broker-backed infrastructure.

A 1-step challenge is a prop firm evaluation that requires only one phase to pass. You hit a profit target — almost always 10% — while keeping daily losses below the daily limit and total account loss below the max drawdown. Pass both at the same time with the target hit, and the firm moves you to a funded account. There is no second verification phase, no reduced target in phase two, no additional waiting period.

The tradeoff for that simplicity is tighter risk rules. Most 1-step accounts use a 3% daily loss limit against the 5% you typically get on a two-step evaluation. Max drawdown also tends to be smaller on 1-step accounts — 6% is the most common, versus 10% on two-step evaluations. A few firms on this list break that pattern: FTMO and Blueberry Funded both offer 10% max drawdown on their 1-step models.

The number traders most often get wrong: all 1-step firms calculate the daily loss limit on the initial balance, not your current balance. On a $100K account with a 3% daily limit, the daily breach point is $3,000 below your midnight opening balance — not $3,000 below wherever your account sits mid-session. Floating losses on open positions count toward that limit in real time.

Yes, in most cases. The single phase compresses the evaluation, but the risk rules are tighter. You have less daily loss room (3% vs 5%) and less max drawdown (6% vs 10% in most two-step setups). If you take a bad day early in the challenge, you have much less room to recover than you would in a two-step evaluation.

The speed advantage is real for experienced traders. If you can run a consistent, low-drawdown strategy and hit 10% in a controlled way across multiple trading days, a 1-step gets you funded in weeks rather than months. If your strategy has higher variance — wider daily swings, occasional big red days — a two-step evaluation gives you more space to survive bad runs and still pass.

The best candidates for 1-step challenges are traders who already have a funded account elsewhere and know their strategy’s drawdown profile. First-time prop traders typically get better risk-to-reward on a two-step evaluation, even if it takes longer.