FXIFY

FXIFY, winner of the Best Broker-Backed Prop Firm at the FundedTrading Awards 2025, offers instant funding, customizable accounts, and on-demand payouts. This review explains its programs, benefits, and whether FXIFY is worth joining this year.

What Is FXIFY? How The FXPIG Broker Backing Works

FXIFY is a broker-backed prop trading firm powered by FXPIG™, providing instant funding, evaluation programs, and capital up to $450,000. It combines brokerage-grade execution with fast payouts and trader-first rules.

Who Runs FXIFY?

FXIFY was founded by David Bhidey, Peter Brown, and Robert Winters, who bring 30+ years of experience in brokerage and trading technology. Their leadership ensures FXIFY operates with both trader insight and institutional reliability.

Why Broker Backing Matters for Execution

Many prop firms operate on third-party platforms with marked-up spreads. FXIFY stands apart by integrating directly with FXPIG™, a regulated broker with over 20 years of history. This provides traders with:

• Raw spreads starting from 0.0 on major forex pairs
• STP (Straight Through Processing) execution with no b-book
• Deep liquidity and minimal slippage, even in volatile markets

This broker integration is the reason FXIFY earned recognition as Best Broker-Backed Prop Firm 2025.

How Funding and Payouts Work

Traders choose from instant funding, Lightning, or evaluation programs. Once funded, they trade live markets under FXPIG™ execution. Profits are split up to 90%, and payouts can be requested as early as the first funded trading day.

In 2025, FXIFY surpassed $30 million paid to traders across 200,000+ payouts, confirming its reliability and growing appeal among scalpers, swing traders, and algo users.

The global forex and prop trading industry was valued at USD 5.77 billion in 2024 and is forecast to reach USD 6.4 billion in 2025, with a projected CAGR of 10.9% through 2033 (Business Research Insights, 2025)

What Funding Programs Does FXIFY Offer?

FXIFY offers four main funding paths: Instant Funding, Lightning Challenge, Evaluation Programs, and Futures Funding. Each program is built for different trading styles, risk levels, and payout preferences.

FXIFY Instant Funding – Rules, Targets, Payouts

FXIFY Instant Funding gives traders live capital from day one with no evaluation phase.

• 8% profit target required before the first payout
• Up to $50,000 in starting capital
• Profit split up to 90% with account add-ons

This program is best for confident traders who want immediate access to trading funds without proving themselves through staged evaluations.

FXIFY Lightning Challenge – 1-Step, 5% Target

The Lightning Challenge is FXIFY’s fastest evaluation option, designed for traders seeking affordability and speed.

• One-step evaluation with a 5% profit target
• Entry fees starting at just $59
• Funded accounts up to $100,000

It’s the most accessible way to scale quickly, though the 7-day limit makes it best suited to aggressive, short-term traders.

FXIFY Evaluation Programs – 1-Phase, 2-Phase, 3-Phase

For traders who prefer a traditional evaluation model, FXIFY offers 1-Phase, 2-Phase, and 3-Phase programs.

• Account sizes up to $400,000
• Static and trailing drawdown options available
• First payout available on demand after passing

This route appeals to disciplined traders who want structured funding with lower entry costs and flexible risk settings.

FXIFY Futures – Funding, Payouts, Data

FXIFY also funds futures traders with institutional-grade setups.

• Simulated accounts up to $450,000
• Free Level 1 market data included
• Payouts every 14 days with up to a 100% split

This option is designed for traders who prefer regulated futures markets over CFDs, with data and conditions that mirror institutional desks.

The futures market remains one of the most liquid in the world, with the CME Group averaging 26.6 million contracts traded daily in 2024 (CME Group, 2024).

What Are the Benefits of Trading With FXIFY?

FXIFY stands out for trader-first benefits including instant payouts, customizable funding, and institutional trading tools. These features make it one of the most flexible and trusted broker-backed prop firms in 2025.

• On-demand payouts — request withdrawals as soon as your first funded trade closes
• Capital up to $400,000 — choose from starter to advanced accounts
• Up to 90% performance split — increase your share with add-ons
• Tailored programs — adjust leverage, profit split, and risk settings at checkout
• Monthly trading competitions — free entry with prizes up to $400,000 in funded accounts
• Trading Central insights — access market research, signals, and professional trade ideas
  

How Fast Does FXIFY Pay Traders?

FXIFY pays traders on demand, with no minimum trading days or profit targets. Payouts can be requested as early as the first funded trading day across evaluation and instant funding accounts.

• $30M+ paid to traders as of 2025
• 200K+ payouts processed, with many withdrawals completed same-day
• Up to 90% profit split, depending on program and add-ons

Firm	First payout eligibility	Processing speed	Recurrence
FXIFY	From the first funded trading day	On-demand, typically same day	On-demand or bi-weekly
FundedNext	5 days (Stellar 1-Step), 21 days (Stellar 2-Step)	24-hour guarantee, avg ~5 hrs	Per plan, bi-weekly add-on available
Fintokei	After +10% first-payout target (SwiftTrader)	Avg ~3 hours	Bi-weekly payouts
Hantec Trader	Initial reward any time after funding	Standard processing, min withdrawal $20	Every 14 days, weekly with add-on

FXIFY Trading Platforms – MT4, MT5, DXTrade

FXIFY provides access to MT4, MT5, and DXTrade, backed by FXPIG™ liquidity and execution. Traders can choose between raw or commission-free pricing, leverage up to 1:50, and more than 300 tradable assets.

• Platform access: MT4 for forex automation, MT5 for multi-asset trading, DXTrade for browser-based dashboards
• Pricing options: RAW spreads from 0.0 or commission-free (all-in) at checkout
• Leverage: up to 1:50 depending on account and add-ons
• Assets supported:
  • Forex pairs (majors, minors, exotics)
  • Indices (NASDAQ, S&P 500, DAX)
  • Metals (gold, silver, platinum)
  • Cryptocurrencies (BTC, ETH, altcoins)
  • Stocks (selected equities)

According to the Bank for International Settlements, global forex trading volume reached $7.5 trillion daily in 2022, the highest on record (BIS, 2022). This liquidity underpins the execution environment FXIFY provides to its traders.

Customize Your FXIFY Account – Leverage, Profit Split, Performance Protect

Yes, FXIFY allows traders to personalize their accounts with add-ons that adjust payout frequency, leverage, profit splits, and risk protection. This makes it one of the most flexible prop firms available.

• Leverage boost: raise leverage up to 1:50 for higher position sizing
• Bi-weekly payouts: request withdrawals every two weeks instead of monthly
• Profit split increase: keep up to 90% of trading gains
• Performance Protect: withdraw remaining earnings if a drawdown breach occurs
• Custom price feeds: select RAW spreads or commission-free all-in pricing

These customization features help traders align funding conditions with their strategies, whether they are scalping, swing trading, or running EAs.

How Does FXIFY Compare to Other Broker-Backed Prop Firms?

FXIFY competes with other broker-backed firms like FundedNext, Fintokei, and Hantec Trader. Each has unique strengths, but FXIFY stands out for its instant payouts, program flexibility, and award recognition.

FXIFY vs FundedNext

• Broker backing: FundedNext is powered by FNMarkets, while FXIFY integrates with FXPIG™, a broker with 20+ years of history.
• Funding models: Both offer instant funding and evaluations. FundedNext focuses on its Stellar programs with up to 95% rewards.
• Payout speed: FundedNext guarantees rewards within 24 hours or pays $1,000 extra. FXIFY allows on-demand payouts from the first funded trade.
• Verdict: FundedNext suits traders chasing maximum split percentages and guaranteed payout windows. FXIFY is better for those wanting faster, truly instant payouts and award-proven broker reliability.

FXIFY vs Fintokei

• Broker backing: Fintokei is part of the Purple Group, which also runs regulated brokerages and portfolio management firms. FXIFY’s broker partner is FXPIG™, known for raw spreads and liquidity depth.
• Funding programs: Fintokei offers SwiftTrader, ProTrader, and StartTrader, scaling accounts up to €4 million. FXIFY caps at $450K but offers custom add-ons and instant funding.
• Payouts: Fintokei pays every 14 days, with average payout processing times around 3 hours. FXIFY enables payouts as soon as a live trade is closed.
• Verdict: Fintokei is strong for traders seeking massive scaling potential. FXIFY is stronger for those who value capital speed and payout freedom.

FXIFY vs Hantec Trader

• Broker backing: Hantec Trader is powered by Hantec Markets Mauritius, part of the Hantec Group with over 30 years of brokerage history. FXIFY’s FXPIG™ backing is similarly established.
• Programs: Hantec Trader offers Express, Enhanced, and Instant Funding with accounts up to $200K. FXIFY provides higher max funding ($450K) and futures trading.
• Conditions: Both allow EAs and news trading. Hantec’s profit split starts at 75% but can rise to 90%, while FXIFY begins higher with up to 90% standard.
• Verdict: Hantec Trader appeals to traders wanting broker stability with lower entry fees. FXIFY offers more funding scale, flexible rules, and instant payouts.

FXIFY vs Other Broker-Backed Prop Firms

Prop Firm	Broker Partner	Max Funding Size	Profit Split	Payout Timing	Key Strengths
FXIFY	FXPIG™ (20+ yrs)	$450K	Up to 90%	On demand, same day	Instant payouts, customizable accounts, award-winning trust
FundedNext	FNMarkets	$300K	Up to 95%	24h guarantee, avg. 5h	High splits, guaranteed payout speed, diverse platforms
Fintokei	Purple Group (broker & portfolio management)	€4M (~$4.3M)	50–100%	Every 14 days, avg. 3h	Huge scaling potential, fast processing, education ecosystem
Hantec Trader	Hantec Markets Mauritius (30+ yrs)	$200K	75–90%	First reward anytime, then 14 days	Low-cost entry, long broker history, news/weekend trading allowed

 

Why FXIFY Leads Broker-Backed Firms in 2025

FXIFY is not the only broker-backed firm, but it is the FundedTrading Awards 2025 winner for Best Broker-Backed Prop Firm. Unlike competitors, FXIFY combines:

• Award-proven trust
• Instant, rule-free payouts
• Customizable programs up to $450K
• FXPIG™ execution with raw spreads

For traders comparing broker-backed options, FXIFY offers the most balance of speed, flexibility, and proven reliability.

FXIFY Trustpilot – Ratings, Real Trader Reviews

FXIFY holds a 4.3 TrustScore on Trustpilot from more than 3,800 reviews, with 77% rated 5 stars. Traders highlight fast payouts, responsive support, and flexible trading conditions, though some complaints focus on account bans and payout disputes.

What Traders Praise

• Customer support: Many reviews mention quick responses, naming staff like Daniel and Grace for patient assistance.
• Trading conditions: Users value raw spreads, reliable MT5 performance, and fair leverage options.
• Ease of use: Smooth account setup, clear rules, and efficient dashboards.
• Payouts: Multiple reviewers confirm fast withdrawals, often within 1–2 days.

Common Complaints

• Account closures: A few traders report bans over prohibited strategies such as latency arbitrage.
• Payout disputes: Some negative reviews cite disagreements on risk management rules before withdrawals.
• Mixed payment feedback: While many highlight smooth transfers, a minority mention delays or limitations.

Takeaway: FXIFY’s Trustpilot profile shows strong satisfaction on support, trading conditions, and payouts. While not free of disputes, its active response rate to 94% of negative reviews helps maintain trust with its trader base.

Is FXIFY Legit in 2025?

Yes, FXIFY is a legitimate prop trading firm backed by regulated broker FXPIG™. It has paid out $30M+ to traders and earned recognition as the Best Broker-Backed Prop Firm 2025. FXIFY is best suited for traders who want instant funding, flexible rules, and on-demand payouts without restrictive consistency requirements.

FXIFY Discount Codes & Coupon Codes – 20% Off (FT20)

FXIFY offers verified discount codes that help traders reduce challenge fees. The current active code is:

• Code: FT20 – Get 20% off any program (Lightning, Instant Funding, 1-Phase, 2-Phase, 3-Phase, or Futures).

This coupon applies across all account sizes, from $10K starter accounts to $400K evaluations.

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FAQ – FXIFY Prop Firm (2025)

Is FXIFY legit?

Yes. FXIFY is backed by FXPIG™, a regulated broker. They’ve processed thousands of payouts and maintain a 4.2 Trustpilot score with 77% 5-star reviews.

What’s the best FXIFY program?

• • For speed: Lightning Challenge (7 days, 5% target)
    

• • For flexibility: One-Phase
    

• • For low risk: Three-Phase
    

• • For instant capital: Instant Funding
    

Choose based on your risk appetite and strategy.

Does FXIFY pay out fast?

Yes — extremely fast.
Many traders report same-day payouts. Instant Funding and One-Phase allow on-demand withdrawals after hitting targets.

Can you trade news and weekends?

Absolutely. FXIFY allows full trading flexibility:

• • Hold trades over weekends

• • Trade during major news events

• • Use Expert Advisors and custom scripts

FXIFY vs FTMO – which is better?

If you want rule freedom, faster payouts, and customizable funding, FXIFY wins.
If you prefer legacy status and a larger community, FTMO might be your safer pick.