8.2
Master Funders is a good choice for traders who want low challenge fees, flexible rules, no time limits, and fast payouts. It is not ideal for traders who depend on EAs, trade copiers, or advanced automation. Manual traders will enjoy it. Algorithmic traders will not.
TLDR
Up to 90 percent profit split
Core and Lite have no time limits
Speed Challenge starts from $5 or $10 with 1:500 leverage
Instant Funding accounts up to 100k
First payout after 72 hours, then on demand
News trading allowed
No EAs, no trade copiers, and VPN must be approved
Max combined funded balance up to $400,000
Master Funders is a good choice for traders who want low challenge fees, flexible rules, no time limits, and fast payouts. It is not ideal for traders who depend on EAs, trade copiers, or advanced automation. Manual traders will enjoy it. Algorithmic traders will not.
TLDR
Up to 90 percent profit split
Core and Lite have no time limits
Speed Challenge starts from $5 or $10 with 1:500 leverage
Instant Funding accounts up to 100k
First payout after 72 hours, then on demand
News trading allowed
No EAs, no trade copiers, and VPN must be approved
Max combined funded balance up to $400,000
Location: Cyprus
Model: Simulated trading prop firm
Max funding per account: $200,000
Max combined funding: $400,000 (merged funded accounts)
Evaluation options: Core, Lite, Speed Challenge
Instant Funding: Yes, 10k to 100k accounts
Profit split: Starts at 80 percent, grows to 90 percent
Leverage:
1:100 for Core and Lite
1:500 for Speed Challenge
1:30 for Instant Funding
Payouts: First payout after 72 hours, then on demand
Refunds: Core and Lite refundable after passing
Allowed: News trading, overnight, weekend holding
Not allowed: EAs, trade copiers, unapproved VPNs
Tradable markets: Forex, Crypto, Stocks, Commodities, Indices
Master Funders is a real prop firm based in Cyprus that offers simulated capital, not live capital. This is normal in the prop firm industry. You trade virtual funds, but payouts are real.
The company has:
Clear rules
Transparent pricing
A structured payout system
A scaling plan
A career path for top traders
Funds come from the company’s revenue model, not from live markets. If you are looking for a real capital firm, this is not it. If you want a safe, low cost simulated environment with real payouts, then Master Funders is a good fit.
Master Funders offers three main challenge types. Each one fits a different trader style.
The Core Challenge is the main program and has the most balanced rules.
Step 1 target: 8 percent
Step 2 target: 5 percent
Daily loss: 5 percent
Total loss: 10 percent
Leverage: 1:100
Time limit: None
Minimum days: None
Refund: Yes, refunded after passing
Profit split: Up to 90 percent
The Core Challenge is good for traders who want normal prop firm rules without a timer.
Lite is designed for traders who prefer softer daily risk limits.
Step 1 target: 5 percent
Step 2 target: 5 percent
Daily loss: None listed in the updated copy
Total loss: 5 percent
Leverage: 1:100
Time limit: None
Refund: Yes
Profit split: Up to 90 percent
Lite is simpler, has smaller targets, and feels more flexible than Core.
The Speed Challenge is one of the cheapest and fastest ways to get a Core account.
Cost: Starts from $5, 10k example is $10
Phase: One day only
Profit target: 10 percent
Max loss: 10 percent
Daily loss: 5 percent
Leverage: 1:500
Rules: Must complete at least 5 unique trades earning 2 percent or more
Reward: Unlocks a free Core Challenge of the same size (not refunded but free upgrade)
This challenge is perfect for brave and experienced traders who want a low cost entry point.
Master Funders added Instant Funding accounts for traders who do not want to pass challenges.
Account sizes: 10k, 25k, 50k, 75k, 100k
Leverage: 1:30
Daily drawdown: 3 percent
Max loss: 6 percent
Payout access: Withdraw after only 1 percent profit
Weekend holding: No
News trading: Yes
Scaling: Up to $400,000
Price: From $478 to $4,780 depending on size
Instant Funding is best for confident traders who want to earn right away without doing a two step evaluation.
| Challenge | Target | Max Loss | Daily Loss | Leverage | Time Limit | Cost | Refund | Outcome |
|---|---|---|---|---|---|---|---|---|
| Core | 8% then 5% | 10% | 5% | 1:100 | None | From $25 | Yes | Up to 90% split |
| Lite | 5% both steps | 5% | None listed | 1:100 | None | From $29 | Yes | Up to 90% split |
| Speed | 10% 1-day | 10% | 5% | 1:500 | 24 hours | $5 to $10 | No | Free Core Challenge |
| Instant | None | 6% | 3% | 1:30 | None | $478 to $4,780 | No | Funded instantly |
You can request your first payout 72 hours after becoming funded.
After that, payouts are on demand.
Payment methods include:
Bank transfer
Skrill
Crypto
There are no payout fees from Master Funders.
Starts at 80 percent
Can reach 90 percent based on consistency and scaling
You keep earnings after splits, and scaling increases your account size over time
The scaling plan increases your account size by 25 percent every 3 months, up to 100 percent growth in 1 year.
Requirements:
10 percent profit per quarter
Four successful payouts in the quarter
Account must be in profit during scaling check
If you pass multiple challenges, you can merge funded accounts up to $400,000 in total.
Overnight trading
Weekend trading
News trading
Holding through high impact events
Manual trading
Using resets and Second Life features
EAs or trade copiers
Unapproved VPNs
Passing accounts between people
Trading multiple accounts in mirrored direction
Only one funded account at a time
You can take multiple challenges
Max combined funded total is 400k
You get 100 percent of your challenge fee back after:
Passing both steps
Becoming funded
Completing your first payout
Speed and Instant Funding accounts are not refundable.
Core accounts start from $25
Lite accounts start from $29
Speed Challenge starts from $5
Instant Funding starts from $478
Master Funders is one of the cheapest entry points in the industry.
Master Funders has a real performance-based Career Path.
To qualify:
Earn 40 percent profit in 12 months (before split)
Complete at least 4 payouts per quarter
Stay consistent
Rewards include:
A fixed salary
Larger trading accounts
Profit split at 90 percent
Opportunity to move to Cyprus and work in the office
This is a long term plan for strong traders who want a real trading career.
The affiliate program pays between 15 to 30 percent based on how many active referrals you bring.
You get:
Lifetime commissions
Real time tracking
A simple payout system
Low payment threshold
It is simple and beginner friendly.
Up to 90 percent profit split
Low entry cost starting from $5
Speed Challenge is fun and cheap
No time limits on Core and Lite
Fast payouts after 72 hours
No consistency rules
News trading allowed
Second Life and Reset features
Access to Forex, Crypto, Stocks, Indices, and Commodities
Instant Funding accounts available
No EAs or trade copiers
VPN use restricted without approval
Not available for United States traders
Lite daily loss rules in marketing are unclear
Instant Funding is expensive for beginners
Master Funders is a flexible, low cost, and trader friendly prop firm. The Core and Lite challenges are fair, easy to understand, and have no time limits. The Speed Challenge is a great way to test your skills for only a few dollars. Instant Funding is perfect for traders who want to earn right away.
Master Funders is best for manual traders who want structure, payouts, and room to grow.
It is not ideal for algorithmic or EA traders.
If you want a cheap and simple way to try prop trading, Master Funders is a solid option in 2025.
Yes. It is a real Cyprus based prop firm offering simulated funding and real payouts.
No. Prop firms are not regulated brokers. They use simulated capital.
Up to $200,000 per account. Merged accounts can reach $400,000.
Core, Lite, Speed Challenge, and Instant Funding accounts.
No. EAs and trade copiers are not allowed.
Yes. You can trade during news events.
Yes, on most challenge accounts.
First payout after 72 hours. Then on demand anytime.
A $5 or $10 one day test with 1:500 leverage and a 10 percent target.
Yes, Core and Lite fees are refunded after you pass and complete a payout.
Two step evaluation with 5 percent targets and more flexible risk rules.
Trade up to 100k balance with no evaluation. Max loss 6 percent.
Forex, Indices, Stocks, Crypto, Commodities.
1:100 on Core and Lite, 1:500 on Speed, 1:30 on Instant Funding.
Yes. Low fees, no time limit, and fair rules make it beginner friendly.
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