Funded Trading Plus’ Master Trader Program is the best instant funding plan in the prop industry: no evaluation, EAs allowed, no minimum trading days, payouts from Day-0, and get paid every 7 days. This clarity is why it won Funded Trading Awards Best Instant Funding Prop Firm 2025.
🏆 Awarded: Best Instant Funding Prop Firm 2025
🎁 Limited-time offer: Save 20% with code FTR20 (ends Sept 30)
Should You Choose Funded Trading Plus Instant?
The Master Trader Instant Account gives traders unrestricted access: no targets, no time limits, and payouts from the first day. The benefit is speed and simplicity; the cost is strict drawdown enforcement.
Pros
- No profit targets or evaluation phase.
- Withdrawals from Day-0, then weekly ($50 minimum).
- Profit split upgrades to 100% with performance milestones.
- EAs allowed, U.S. traders accepted.
- Platforms include MT5, cTrader, Match-Trader, DXtrade.
- Unlimited trading days and straightforward scaling plan.
Cons
- No weekend holding; overnight/weekend swing limitations.
- Strict 6% maximum and 6% daily drawdown enforced.
Best for: Traders who want immediate funding without trading challenges, algorithmic/EAs users, and those seeking scaling potential.
Not ideal for: Traders who rely on holding positions over weekends or those who struggle with disciplined drawdown management.
What Is the Master Trader Instant Account?
The Master Trader is Funded Trading Plus’ instant funding program. Traders skip the evaluation phase and start directly in the FT+ Trader Simulated-Live environment from Day-0. Any simulated gains can be withdrawn as real payouts immediately. There are no time limits or minimum trading days. The only requirement is one trade at least every 30 days to keep the account active.
This structure makes it one of the least restrictive instant accounts in the industry: no waiting, no targets, and payouts as soon as you trade profitably.
Core Rules & Limits
The Master Trader Instant Account is designed for flexibility, but there are still clear rules every trader must follow. Here’s what you need to know:
Profit Split Progression
- Start at 80/20 (trader/firm).
- Upgrade to 90/10 after +20% profit.
- Upgrade to 100/0 after +30% profit.
Withdrawals
- Allowed from Day-0.
- Available every 7 calendar days.
- Minimum $50, no payout fees (bank/FX costs excluded).
Risk Parameters
- Leverage: up to 30:1 (varies by instrument).
- Max loss: 6% relative drawdown.
- Daily loss: 6% (reset daily at 16:59 EST).
- Stop-loss: not required.
- No weekend holding (positions must be closed before market close).
Trading Conditions
- No minimum days / no time limits (only 1 trade every 30 days required).
- EAs allowed, but not if they exploit platform latency (e.g., arbitrage, tick scalping, or copy-trading/hedging across multiple accounts).
- Platforms supported: MT5, cTrader, Match-Trader, DXtrade.
- Access for U.S. traders is available.
Relative Drawdown vs Daily Drawdown
Drawdown rules are the backbone of the FT+ Instant Account. Understanding them is critical, because most trader breaches happen here.
Relative Drawdown (Max Simulated Loss)
- Works on a High-Water Mark system.
- Your account can never go below 94% of your starting balance (6% buffer).
- The Max Loss level trails upward only when you hit new equity highs.
Example 1: Start $100,000. Max Simulated Loss = $94,000. Even if you grow to $120,000, your loss limit moves up to $114,000. It never drops back down.
Example 2: If you withdraw $5,000 at $120,000, your account resets to $115,000. Max Loss stays relative to the new balance.
Daily Drawdown
- Snapshotted daily at 16:59 EST.
- You cannot lose more than 6% of equity within a trading day.
- Resets every new trading day.
Example: If your balance is $100,000 at the cutoff, you cannot go below $94,000 on the following day. If you finish the day at $102,000, the next day’s limit moves up to $95,880.
What Trips Traders Up
✅ Forgetting daily reset time (16:59 EST).
✅ Withdrawing profits and not adjusting mental drawdown levels.
✅ Treating relative drawdown like a static buffer.
✅ Mismanaging overnight trades close to cutoff time.
👉 Keep these in mind; they separate profitable FT+ instant traders from those who blow accounts.
Scaling Plan: From $100k to $2.5M (Up to $5M with Add-On)
The Master Trader account includes a straightforward scaling plan. For every +10% profit, you can request an account scale-up. There are no hidden “consistency rules,” but each scaling step includes a risk review to ensure trading practices are sustainable.
Scaling Levels
| Starting Size | After +10% | Next Step |
| $100,000 | $110,000 | $200,000 |
| $200,000 | $220,000 | $400,000 |
| $400,000 | $440,000 | $800,000 |
| $800,000 | $880,000 | $1.6M |
| $1.6M | $1.76M | $2.5M |
👉 Traders can also opt for an add-on to scale beyond this to $5M, one of the highest scaling ceilings available in the prop firm industry.
Instruments, Platforms & Conditions
The Master Trader Instant Account gives access to a wide range of markets:
- Forex: majors, minors, and exotic pairs
- Metals: gold, silver, platinum
- Commodities: oil, natural gas, softs
- Indices: major global stock indices
- Crypto: leading digital assets
Platforms available: MT5, cTrader, Match-Trader, and DXtrade. This variety lets traders choose the execution environment they’re most comfortable with. Unlike some firms, U.S. traders are accepted if they choose Match-Trader or DXTrade.
Test the environment: FT+ also provides a free login to its web MT5 terminal so you can check spreads and execution before committing. This makes it easier to evaluate conditions without risk.
Web Access: https://mt5.fundedtradingplus.com/terminal
Username: 100013
Password: FTPNewPW2023!F$
Instructions: https://help.fundedtradingplus.com/how-to-log-in-to-mt5/
Payouts & Profit Split — Realistic Scenarios
FT+ Instant is one of the only programs where withdrawals are available from Day-0. Here’s how it works:
Withdrawal Rules
- First withdrawal possible the same day you start trading.
- Withdrawals then available every 7 calendar days.
- $50 minimum payout, no firm fees (bank/FX costs may apply).
Profit Split Progression
- Start at 80/20 (trader/firm).
- Upgrade to 90/10 once you grow your account by +20%.
- Upgrade to 100/0 once you grow by +30%, meaning you keep everything beyond this milestone.
Example: Day-0 Withdrawal
- You start with $100,000.
- You make $1,000 profit on your first day.
- You can withdraw that $1,000 immediately (subject to the $50 minimum).
Example: Balance vs Drawdown Interaction
- Account starts at $100,000 (max loss $94,000).
- You grow to $120,000, withdraw $10,000.
- Balance resets to $110,000, and the max loss level adjusts accordingly.
Risk Review Policy
FT+ conducts a risk review at both withdrawal and scaling milestones. They check factors such as:
- Over-leveraging relative to account size
- Margin utilization beyond safe ranges
- Repeated risk-heavy behavior (e.g., martingale or grid-style EA usage)
This ensures scaling and payouts go to sustainable trading practices, and not just lucky runs.
Pricing & Current Promotion
The Master Trader Instant Account is a premium program because it skips the evaluation stage and goes straight to funded trading. Prices vary by account size, but right now traders can claim the biggest discount FT+ has ever offered.
💡 With code FTR20, you get 20% off until September 30.
That means you can start instant trading for as little as $180
FT+ Instant vs FT+ 1-Phase / 2-Phase
Funded Trading Plus offers three main programs. Here’s how the Instant (Master Trader) stacks up against the 1-Phase (Experienced) and 2-Phase (Prestige Lite, Premium, Advanced) programs.
| Feature | Instant (Master Trader) | 1-Phase (Experienced) | 2-Phase (Prestige Lite) | 2-Phase (Premium) | 2-Phase (Advanced) |
| Profit Targets | None | 10% | 6% + 6% | 8% + 5% | 10% + 5% |
| Time Limits | None (1 trade / 30 days) | None (1 trade / 30 days) | None (1 trade / 30 days) | None (1 trade / 30 days) | None (1 trade / 30 days) |
| Minimum Days | None | None | 3 profitable days | None | None |
| Drawdown Type | Relative (6% max, 6% daily) | Relative (6% max, 4% daily) | Static (6% max, 3% daily, +2% per symbol) | Relative (8% max, 4% daily) | Relative (10% max, 5% daily) |
| Weekend Holding | ❌ No | ✅ Yes | ✅ Yes | ✅ Yes | ❌ No |
| Stop Loss Required | ❌ No | ❌ No | ❌ No | ❌ No | ❌ No |
| Profit Split | 80/20 → 90/10 → 100/0 | 80/20 → 90/10 → 100/0 | 80/20 fixed | 80/20 → 90/10 → 100/0 | 80/20 → 90/10 → 100/0 |
| Payout Start | Day-0, weekly | Day-0, weekly | Day-7, weekly | Day-7, weekly | Day-0, weekly |
| Min. Withdrawal | $50 | $50 | 1% of balance | $50 | $50 |
| Scaling Plan | +10% → up to $2.5M ($5M add-on) | +10% → up to $2.5M ($5M add-on) |
+20% profit & 2 months wait ($5M add-on) |
+10% profit → $2.5M ($5M add-on) |
+20% profit → $2.5M ($5M add-on) |
| Who It’s For | Traders wanting instant capital + Day-0 payouts | Traders who want a fast-track 1-step evaluation | Static drawdown traders, prefer more control | Swing/SMC traders, lower targets, weekend holding | Higher DD traders, can handle bigger targets |
For a full breakdown of the firm’s other programs, see our complete Funded Trading Plus Review.
Is Funded Trading Plus Instant Funding Legit?
Yes, Funded Trading Plus’ Instant (Master Trader) program is legitimate and backed by one of the most established prop trading firms in the space. FT+ has over a decade of operational history, supports U.S. traders, and offers withdrawals from Day-0.
- Awarded Best Instant Funding Prop Firm 2025 by our team, based on payout speed, flexibility, and rule transparency.
- Proven Payouts: Traders can withdraw real profits from the first trading day, with no waiting periods.
- Transparent Rules: 6% relative + 6% daily drawdown, clearly explained and enforced.
- Global Access: U.S. traders welcome, multiple platforms supported.
- Reputation: Solid Trustpilot rating and strong trader community presence.
In a market crowded with firms making “instant funding” claims, FT+ stands out because it delivers all three pillars that matter: fast payouts, trader flexibility, and long-term credibility.
Funded Trading Plus Trustpilot Review
One of the strongest credibility signals for FT+ is its presence on Trustpilot. With 2,539 reviews and a TrustScore of 4.6/5, the firm is among the highest-rated prop firms in 2025.
Key Takeaways from Reviews:
- Excellent Customer Service — reviewers consistently highlight responsive and helpful support.
- Fast Payouts — many traders mention quick and smooth withdrawal processes.
- Easy Setup — buying accounts and starting trading is reported as straightforward.
- Trader-Friendly Rules — reviewers appreciate the lack of hidden restrictions compared to other firms.
While a small minority of reviewers raise concerns (common across all prop firms), FT+ is proactive in replying to negative reviews and addressing issues transparently, another positive trust factor.
Overall, Trustpilot confirms that Funded Trading Plus delivers on its promises of speed, reliability, and trader-first support.
How to Get Started (Step-by-Step)
Getting funded instantly with FT+ is straightforward. Here’s the step-by-step flow:
- Choose Your Account Size — pick the capital level that matches your strategy.
- Apply Code FTR20 — get 20% off your account fee (offer ends September 30).
- Select Your Platform — MT5, cTrader, Match-Trader, or DXtrade.
- Place Your First Trade — remember the 6% daily drawdown reset at 16:59 EST.
- Withdraw from Day-0 — request payouts as soon as you’re in profit, with a $50 minimum.
- Scale at +10% — every 10% gain moves you closer to $2.5M, or up to $5M with the add-on.
How to Get Started (Step-by-Step)
Getting funded instantly with FT+ is straightforward. Here’s the step-by-step flow:
- Choose Your Account Size — pick the capital level that matches your strategy.
- Apply Code FTR20 — get 20% off your account fee (offer ends September 30).
- Select Your Platform — MT5, cTrader, Match-Trader, or DXtrade.
- Place Your First Trade — remember the 6% daily drawdown reset at 16:59 EST.
- Withdraw from Day-0 — request payouts as soon as you’re in profit, with a $50 minimum.
- Scale at +10% — every 10% gain moves you closer to $2.5M, or up to $5M with the add-on.
Final Take
The Funded Trading Plus Instant (Master Trader) Account is the least restrictive and most transparent instant funding program available in 2025. With no evaluation, no time limits, and Day-0 withdrawals, it’s built for traders who want immediate capital and maximum freedom.
That’s why we named it Best Instant Funding Prop Firm 2025.
FAQs
Can U.S. traders join FT+ Instant?
Yes. Funded Trading Plus accepts U.S. traders on the Match-Trader and the DXtrade platforms.
What’s the minimum withdrawal?
The minimum withdrawal is $50, available from Day-0. Withdrawals can be requested weekly with no firm fees (only bank/FX costs may apply).
Do I need a stop-loss?
No. FT+ Instant has no mandatory stop-loss rule. Traders are free to manage risk their own way, provided they respect the 6% max and daily drawdown limits.
Can I hold over the weekend?
No. Open trades must be closed before markets close on Friday. FT+ Instant does not allow weekend holding.
Are EAs allowed? What’s restricted?
Yes, EAs are allowed. However, strategies exploiting latency (arbitrage, tick scalping) or copy/hedge trading across multiple accounts are prohibited. All trading must be independent and sustainable.
How do scaling requests work? Timeline?
Accounts scale every +10% profit milestone. Requests are reviewed by FT+ to ensure sustainable risk practices. Once approved, account size doubles, with a path up to $2.5M (and $5M via add-on).
How does daily drawdown reset work?
Daily drawdown is recalculated at 16:59 EST each day. You cannot lose more than 6% of equity from that snapshot until the next reset. This ensures daily risk stays within controlled limits.
