Paid To Trade is a forex prop firm launched in 2024 and based in Dubai, UAE. It is operated by Mason Ridge Strategic Consultancy Inc., registered at Level 20, 48 Burj Gate Tower, Dubai. The firm runs on the MatchTrader platform and offers four challenge types: 2-Step Static, 1-Step Static, Instant, and 1-Step Trail.

The firm’s main claim is that it makes money from your winning trades, not your challenge fees — it takes a cut of your profit split and claims to return 2.5x what it collects in fees. As of July 2025, it reports $3.93M paid out to over 2,100 traders. The payout ledger on the homepage is public, timestamped, and includes trader names and locations.

Account sizes run from $5,000 to $100,000. Payouts are weekly on Static and Instant accounts and bi-weekly on the Trail type. Payout methods include USDT TRC20, Bitcoin, Ethereum, USDC, and bank wire. Challenge fees can be paid by card, Apple Pay, Google Pay, or crypto.

Paid To Trade offers four account types. Each has different drawdown mechanics, profit targets, and payout schedules. The comparison table below covers the key rules as of July 2025.

2-Step Static

Two evaluation phases. Phase 1 targets 10% profit with a 4% daily drawdown and 8% static max drawdown. Phase 2 targets 5% profit. Both phases require 4 minimum trading days with no time limit. The funded account pays 80% weekly with no consistency rule and no profit cap. Weekend holding and EAs are allowed. News trading is prohibited.

1-Step Static

Single evaluation phase with a 10% profit target, 3% daily drawdown, and 6% static max drawdown. Four minimum trading days, no time limit. The funded split can be upgraded to 90% via add-on at purchase. Other optional add-ons include extended drawdown (4% daily / 8% max) and a lower split at 80% as the base. No consistency rule, no profit cap. The 3% daily drawdown is the tightest of the four types — suits disciplined, low-volatility strategies.

Instant

No evaluation. You trade a funded account from day one. The 4% daily drawdown and 8% static max drawdown apply immediately. Profit split starts at 80%, paid weekly. No minimum trading days, no consistency rule, no profit cap. The Payout Accelerator add-on (normally $300) is available for the first withdrawal on Instant accounts. This is the fastest path to a funded account on the platform.

1-Step Trail

One evaluation phase with a 10% profit target. No daily drawdown during evaluation, with a 10% max drawdown cap. The funded account has no daily drawdown but uses a 6% trailing max drawdown calculated in real time — not end-of-day. The trailing floor rises as your balance grows, which means an intraday position that reverses from a profit peak can reduce your buffer before you close it. A 20% consistency rule applies: no single day can account for more than 20% of total cycle profits. Profit cap is 6% per payout cycle. Split scales from 50% to 70% to 90% via progression. News trading is allowed. Payouts are bi-weekly.

The FT code works on all four account types: 2-Step Static, 1-Step Static, Instant, and 1-Step Trail. It also applies to any add-ons purchased at checkout. For discount codes across other prop firms, see the FundedTrading discount page.

Payouts are weekly on Static and Instant accounts, bi-weekly on Trail. The firm claims an average processing time of under 12 minutes as of July 2025. The public payout ledger on the homepage shows real names, amounts, account sizes, and timestamps — it is verifiable and updated regularly.

Payout methods are USDT TRC20, Bitcoin, Ethereum, USDC, and bank wire. Crypto transfers process fastest. Bank wire timing is not published. Multiple Trustpilot reviewers confirm sub-15-minute payouts on USDT TRC20. The first payout on Static and Instant accounts is available after 7 days of funded trading.

Paid To Trade runs on MatchTrader, a web-based and mobile platform built by Match-Trade Technologies. It supports desktop and mobile trading without a separate download, and allows automated trading via API. EAs are supported across all account types.

The pricing page also lists Platform 5 as an available option alongside MatchTrader. Platform 5 is a next-generation web interface from Match-Trade, positioned as a cleaner alternative to the standard MatchTrader UI. Both are accessible depending on the account purchased.

MatchTrader supports forex pairs, indices, commodities, and crypto. Paid To Trade does not publicly name a liquidity provider. All standard accounts trade in a simulated environment as stated in the firm’s footer disclaimer.

Paid To Trade has a real payout track record. $3.93M to over 2,100 traders is documented with a public timestamped ledger showing trader names, locations, and account sizes. Most Trustpilot reviews from verified purchasers describe fast payouts — several in under 5 minutes via USDT TRC20.

The firm is operated by Mason Ridge Strategic Consultancy Inc. in Dubai. No financial regulator is named, which is standard for simulated prop firms. The footer states that all trading occurs in a simulated environment and challenge fees are not financial investments or deposits.

As a firm launched in 2024, Paid To Trade has a shorter track record than established names like FundingPips or FXIFY. The payout ledger and Trustpilot reviews are positive signals. Traders who want more history before committing should start with a single Instant account at the smallest size and verify the payout experience firsthand before scaling.

If you want instant funding or fast payout processing, Paid To Trade competes directly with FXIFY on the instant side and FundingPips on the evaluation side. Here is how the key specs compare.

Paid To Trade has the fastest crypto payout speed of the three. FundingPips and FXIFY offer MT5 and cTrader, which matters if your setup depends on those platforms. FXIFY also offers instant funding, making it the closest direct alternative. FundingPips has a longer operating history and a larger trader base if track record is the priority for you.

For more head-to-head comparisons, see the FundedTrading best prop firms list.

Paid To Trade earns its reputation on payout speed. Under 12 minutes average on crypto withdrawals is genuinely fast — most firms take days. The Instant account removes the evaluation entirely, and the no-consistency-rule design on Static accounts fits traders who run EAs or have volatile but profitable days.

The main trade-off is platform. If you trade on MT4 or MT5, you will need to rebuild your setup for MatchTrader. That is a real friction point. News trading on Static and Instant is also off the table, which rules it out for economic event traders unless they go with the Trail type.

Overall, Paid To Trade is a good fit for forex traders who want fast payouts, EA support, no consistency pressure, and an instant funding option. The FT code cuts 5% off any account at paidtotrade.net.