SFA Funded Review

SFA Funded is a prop firm designed to help traders access capital and scale their profits. With instant funding options and evaluation-based challenges, it offers multiple paths to a funded account. Traders can choose from Instant Funding, 1-Step, or 2-Step challenges, allowing them to trade in a way that suits their style.

Unlike firms with restrictive rules, SFA Funded keeps things simple with clear funding programs, transparent guidelines, and high profit splits. With profit-sharing up to 90% and account scaling up to $500,000, traders can focus on performance without unnecessary limitations.

The firm operates on MetaTrader 5, offering access to forex, indices, and crypto markets with competitive trading conditions. With unlimited trading days and no profit targets, traders have the freedom to build their accounts at their own pace.

About SFA Funded

SFA Funded was created by traders for traders, offering accessible capital and a straightforward path to success. The firm understands the challenges of growing a trading account, which is why it provides a range of funding options without unnecessary restrictions.

Since its launch, SFA Funded has built a reputation for fair evaluations, fast withdrawals, and trader-friendly policies. The company’s goal is to eliminate barriers that prevent traders from scaling their profits. Whether traders prefer instant funding or a structured evaluation, SFA Funded provides a reliable platform for accessing capital.

With a strong emphasis on transparency, the firm ensures no hidden fees, no unfair rules, and a funding model that rewards consistency. The company’s commitment to traders is reflected in its high-profit splits, simple rules, and commitment to fast payouts.

Funding Program Options

SFA Funded offers three structured paths for traders to secure funding: Instant Funding, 1-Step Evaluation, and 2-Step Evaluation. Each program is tailored to different trading styles, ensuring accessibility for beginners and professionals alike.

Instant Funding

Traders looking for immediate access to capital can choose Instant Funding, where there is no evaluation phase. This option allows traders to start trading right away, with 90% profit sharing and account balances up to $500,000. There are no profit targets, and traders can trade without waiting, making it an ideal choice for those confident in their strategy.

1-Step Evaluation

The 1-Step Evaluation requires traders to hit a 10% profit target before moving to a funded account. With account sizes ranging from $5,000 to $200,000, this program provides a straightforward path to funding. Traders must complete a minimum of 3 trading days, while benefiting from 1:100 leverage and a 90% profit split upon successful completion.

2-Step Evaluation

The 2-Step Evaluation offers a traditional challenge model where traders need to pass Phase 1 (8% profit target) and Phase 2 (5% profit target). This program provides up to 100% profit sharing and accounts scaling up to $200,000. Like other options, it includes unlimited trading days and 1:100 leverage, allowing traders to grow their funded accounts efficiently.

SFA Funded ensures that every trader, regardless of experience, can find a program that suits their risk appetite and trading approach. With fast payouts, no hidden restrictions, and high capital scaling potential, traders can focus entirely on execution and profitability.

Fees

SFA Funded provides three funding programs, each with its own pricing structure. The costs depend on the account size and evaluation type, ensuring traders can select an option that fits their budget and trading style.

Instant Funding

Traders who prefer immediate access to capital can choose the Instant Funding program. This option provides direct funding without the need for an evaluation.

📌 Pricing Range: $479 – $979
📌 Account Sizes: $100,000 – $500,000

1-Step Challenge

For traders looking for a simpler evaluation process, the 1-Step Challenge requires meeting a profit target to qualify for funding.

📌 Pricing Range: $49 – $649
📌 Account Sizes: $5,000 – $200,000

2-Step Challenge

The 2-Step Challenge offers a lower entry fee and requires traders to pass two evaluation phases before receiving a funded account.

📌 Pricing Range: $39 – $629
📌 Account Sizes: $5,000 – $200,000

SFA Funded offers a 100% refund of the challenge fee once a trader successfully completes the evaluation and receives a funded account. This refund is issued with the first profit withdrawal.

There are no hidden fees—no platform costs, inactivity penalties, or recurring charges. Traders only pay the initial fee and can focus entirely on trading.

Tradable Assets

SFA Funded provides traders with access to a wide range of financial instruments, allowing them to trade in various markets with competitive conditions. Whether you specialize in forex, indices, commodities, or cryptocurrencies, the firm ensures flexibility and market diversity.

Forex Pairs

SFA Funded offers major, minor, and exotic currency pairs with 1:100 leverage and competitive spreads. Traders can trade popular pairs such as EUR/USD, GBP/USD, USD/JPY, AUD/USD, and USD/CAD, along with many other forex instruments.

Indices

For traders interested in stock market movements, SFA Funded provides access to leading global indices, including S&P 500 (US500), NASDAQ 100 (NAS100), Dow Jones (US30), and DAX 40 (GER40). These instruments offer opportunities for traders looking to capitalize on market trends and volatility.

Commodities & Metals

SFA Funded allows traders to engage in commodities trading, including gold (XAU/USD), silver (XAG/USD), and crude oil (WTI & Brent). These assets provide diversification and are often used as hedging tools against inflation and economic uncertainty.

Cryptocurrencies

Crypto traders can take advantage of high market volatility with access to digital assets such as Bitcoin (BTC/USD), Ethereum (ETH/USD), and Ripple (XRP/USD). These assets offer trading opportunities around the clock, with no market closure.

All assets are available on MetaTrader 5 (MT5), ensuring fast execution, advanced charting tools, and support for automated strategies. With tight spreads, high leverage, and low commissions, SFA Funded offers an optimal trading environment for both short-term and long-term strategies.

Restrictions

SFA Funded enforces strict rules to ensure fair trading and prevent high-risk strategies. Traders must follow ethical trading practices and avoid any form of market manipulation.

Prohibited Strategies

Certain trading methods are not allowed as they exploit the system or increase risk beyond acceptable limits. These include latency arbitrage, which takes advantage of price delays, hedging, where traders place opposite trades in multiple accounts to reduce risk unfairly, and tick scalping, which involves placing extremely fast trades to profit from minor price changes. Other banned strategies include server spamming, which disrupts market operations, and opposite account trading, where traders use multiple accounts to ensure profits on one while losing on another. Violating these rules will result in account termination, profit removal, and loss of funding eligibility.

Consistency Rule (Instant Funding Accounts Only)

SFA Funded applies a 15% consistency rule for traders using instant funding accounts. This rule ensures that no single trading day contributes more than 15% of the total profit earned during a payout period. If a trader earns $10,000 in a given period, no single day’s profit can exceed $1,500. Any profit beyond this amount will not count toward withdrawals, but it will not breach the account unless repeated violations occur. The rule is in place to encourage steady, disciplined trading rather than aggressive, high-risk trades that could lead to unstable performance.

Inactivity Policy

Traders can keep their accounts inactive for up to 30 days without penalty. After this period, the account may be suspended or terminated. To keep an account active, traders must place at least one trade within 30 days. If a trader needs to pause trading for personal reasons, they should contact SFA Funded’s support team at support@sfafunded.com to discuss possible solutions.

Challenges

SFA Funded provides traders with three challenge options: Instant Funding, 1-Step Evaluation, and 2-Step Evaluation. Each program offers different pathways to funding, allowing traders to select the best approach based on their experience, risk tolerance, and trading style.

Instant Funding

Instant Funding allows traders to start trading with capital immediately, without needing to complete an evaluation. This option is best suited for traders who want quick access to a funded account and are confident in their ability to trade profitably from day one.

• Profit Target: None
• Daily Drawdown Limit: 3%
• Maximum Drawdown: 5%
• Profit Split: Up to 90%
• Leverage: 1:100
• Minimum Trading Days: 3
• Consistency Rule: Traders must follow a 15% consistency rule, which ensures that no single day’s profit exceeds 15% of the total payout period’s earnings. If a trader earns $10,000 over a payout period, no single day’s profit can exceed $1,500. Any excess profits beyond this cap will not count toward payouts, but they won’t cause an account breach unless violations occur repeatedly.
• Account Inactivity Policy: Accounts must remain active, with at least one trade every 30 days to prevent suspension or termination.

Traders choosing Instant Funding can withdraw profits quickly, with lightning-fast payouts processed within 15 minutes in most cases.

1-Step Evaluation

The 1-Step Evaluation is designed for traders who want a challenge but prefer a simpler path to funding. This program requires traders to reach a set profit target while maintaining risk management, with no time restrictions to complete the challenge.

• Profit Target: 10%
• Daily Drawdown Limit: 3%
• Maximum Drawdown: 5%
• Profit Split (after funding): Up to 90%
• Leverage: 1:100
• Minimum Trading Days: 3
• Time Limit: None (Traders can take as long as they need to pass the challenge)

Once the profit target is met and the trader follows the drawdown limits, they receive a fully funded account with a high profit share. This option is ideal for traders looking for a straightforward evaluation with a single phase and the freedom to trade at their own pace.

2-Step Evaluation

The 2-Step Evaluation provides an extra layer of verification before funding. Traders must pass two phases with separate profit targets to qualify for a funded account.

Phase 1

• Profit Target: 8%
• Daily Drawdown Limit: 3%
• Maximum Drawdown: 5%

Phase 2

• Profit Target: 5%
• Daily Drawdown Limit: 3%
• Maximum Drawdown: 5%
• Profit Split (after funding): Up to 90%
• Leverage: 1:100
• Minimum Trading Days: 3 per phase
• Time Limit: None (Traders can take as long as needed to complete both phases)

After successfully completing both phases, traders receive a funded account and gain access to bi-weekly withdrawals, fast processing times, and scalable capital up to $500,000.

All challenges are conducted on MetaTrader 5, allowing traders to trade Forex, Crypto, Indices, and Commodities with fast execution and competitive spreads. SFA Funded ensures fair rules and transparency, giving traders a reliable path to funding and scaling their accounts.

Conclusion

SFA Funded offers a straightforward and trader-friendly approach to proprietary trading, with Instant Funding, 1-Step, and 2-Step challenges designed to accommodate different skill levels. Traders can access funded accounts up to $500,000, benefit from profit splits of up to 90%, and trade with 1:100 leverage on MetaTrader 5.

With no time limits on evaluations, fast payouts within 15 minutes, and clear rules without hidden restrictions, SFA Funded ensures a fair trading environment. The Instant Funding option allows traders to bypass evaluations and start trading immediately, while the evaluation-based challenges provide structured pathways to long-term success.

For traders seeking transparent funding, fast withdrawals, and the ability to scale capital, SFA Funded stands out as a strong choice. Success depends on risk management and consistency, but those who meet the challenge requirements can take advantage of a profitable and sustainable trading journey.

Key Features

• Three funding options: Instant Funding, 1-Step, and 2-Step challenges
• Profit splits up to 90%
• Leverage of 1:100 on all accounts
• No time limits for challenge completion
• Fast withdrawals within 15 minutes
• Consistency rule applies to Instant Funding accounts
• Access to Forex, Crypto, Indices, and Commodities

Considerations

• Consistency rule (15%) applies to Instant Funding accounts
• Account inactivity for 30+ days may lead to suspension
• Prohibited strategies include latency arbitrage, hedging, tick scalping, and opposite account trading

SFA Funded is a strong choice for traders looking for fair evaluations, fast funding, and the ability to scale capital responsibly.