FundsCap is a funding-focused proprietary trading firm, offering traders opportunities with diverse account sizes and evaluation processes.
FundsCap Review
Finding a reliable and empowering proprietary trading firm can be challenging. Welcome to this detailed FundsCap review, where we explore one of the industry’s most promising prop trading firms. Whether you’re an experienced trader or just starting, this review provides an unbiased, expert analysis of FundsCap’s offerings, trading conditions, and unique features.

About FundsCap
FundsCap’s mission is clear: every trader deserves a real opportunity to access capital and achieve financial success. The firm positions itself as a modern, forward-thinking prop trading company, committed to innovation and transparency.
What makes FundsCap stand out is its no time limit policy during the evaluation process, allowing traders to proceed at their own pace without pressure. Traders also benefit from fast payouts (averaging 48 hours) and a generous profit split of up to 90% once funded.
Trading is conducted via MetaTrader 4 and 5, provided by OnEquity, a regulated broker under Meritfox Investments Ltd, licensed by the Seychelles Financial Services Authority (FSA). With the importance of regulatory backing more evident than ever, this partnership adds a reassuring layer of legitimacy.

Funding Program Options
FundsCap provides six account sizes, designed to suit varying budgets and goals from a beginner’s $5,000 account to a high-stakes $500,000 account. The evaluation process consists of a two-step challenge to test discipline, risk management, and profitability.
Phase 1 – The Challenge
Traders must achieve an 8% profit target without exceeding a 6% daily drawdown or a 12% overall drawdown. There is no time limit, and only 1 minimum trading day is required.
Phase 2 – Verification
In this stage, the profit target is reduced to 5% while risk parameters remain the same. After passing, traders are eligible for a funded account with zero profit target obligations going forward.
Once funded, traders enjoy up to 90% profit share, and the initial challenge fee is fully refunded through the first payout. Additionally, account resets are available at lower prices perfect for those who want another shot without paying full price.

Fees
Understanding the fee structure is key when choosing a prop firm. FundsCap offers one-time, upfront fees that are 100% refundable once you become a funded trader.

Challenge Fee
Here’s the latest breakdown by account size:
- $5,000 account – $49
- $25,000 account – $129
- $50,000 account – $289
- $100,000 account – $489
- $200,000 account – $959
- $500,000 account – $2,389
Refundable Fee
All challenge fees are refunded with your first profit split payout after successfully becoming a funded trader.
Reset Fee
If you fail a challenge, you don’t need to buy a new one. Just reset your account at a discounted rate:
- $5,000 account – $39
- $25,000 account – $99
- $50,000 account – $199
- $100,000 account – $399
- $200,000 account – $699
- $500,000 account – $1,789
Tradable Assets
FundsCap offers a wide range of instruments across multiple markets:
- Forex – Major and minor currency pairs
- Metals – Gold, silver, and more
- Commodities – Oil, gas, etc.
- Shares – Public company stocks
- Indices – Like S&P 500 and others
- Cryptocurrencies – Bitcoin, Ethereum, and other top coins
This variety allows traders to diversify strategies and find opportunities in multiple sectors.
Trading Hours
Most assets Forex, Metals, Commodities, Shares, and Indices are available 24/5, while Crypto trades 24/7, meaning positions can be held over weekends. However, no order execution is allowed for non-crypto assets from Friday close to Sunday open.
Leverage
FundsCap offers leverage up to 1:100 across all account sizes, which provides significant flexibility while still requiring careful risk management.
Restrictions
Trading with FundsCap comes with a few straightforward rules designed to encourage responsible trading.
Overnight and Weekend Trading
Only crypto positions can be held over weekends. All other markets are paused after Friday close.
Expert Advisors (EAs)
You can use EAs and indicators, but they must comply with FundsCap’s Responsible Trading Policy. Anything that exploits platform mechanics or violates terms will result in disqualification.
Maximum Number of Accounts
You can operate multiple accounts but are limited to a combined starting equity of $600,000.
IP Restrictions
FundsCap recommends using a single device and IP address for consistency and account integrity.
Challenge
The two-step evaluation process is the heart of FundsCap’s model. Let’s look at the exact details:

Step 1: The Challenge
- Profit Target: 8%
- Maximum Daily Loss: 6%
- Maximum Drawdown: 12%
- Trading Period: No Limit
- Minimum Trading Days: 1
- Leverage: 1:100
Step 2: Verification
- Profit Target: 5%
- Same Drawdown Rules Apply
- Trading Period: No Limit
- Minimum Trading Days: 1
Once you pass these, you become a funded trader.
Becoming a Funded Trader
When you reach this stage, the profit target is removed, giving you the freedom to focus on risk-adjusted trading. The 12% drawdown and 6% daily loss limits remain, but you’re no longer under pressure to hit short-term targets.
Your profit split begins at 90%, and payouts are processed within 48 hours on average.

Trading Platform
FundsCap supports both MetaTrader 4 (MT4) and MetaTrader 5 (MT5), via OnEquity. These platforms are favored by traders worldwide for their reliability, automation capabilities, and extensive charting tools.
Trustpilot Reviews

When it comes to choosing a prop firm, hearing from real traders can make all the difference. FundsCap has earned a solid reputation in the trading community, and that’s reflected in their Trustpilot reviews.
On Trustpilot, FundsCap maintains a 4.6-star rating, with traders frequently praising the platform for its fast payouts, responsive support, and fair trading conditions. Many reviews mention how helpful the no-time-limit challenge is, especially for those who want to pass evaluations without unnecessary pressure.

FundsCap’s transparency, quick payout system, and positive user experiences make it a trusted name in the prop trading world. These reviews reflect a community of traders who genuinely benefit from the firm’s mission to empower success.
In Conclusion
FundsCap stands out as a well-balanced, modern prop firm that caters to both new and experienced traders. With its two-step evaluation, no time pressure, high profit share, and strong broker partnership, it provides the tools and freedom needed for long-term success.
The firm also hosts monthly tournaments with free entry and up to $200,000 in prize accounts an exciting way to earn funding through skill alone. Live educational webinars add even more value, making FundsCap an ecosystem built for serious traders.

FundsCap Discount Code 15%
Start your journey with FundsCap and enjoy a 15% discount on any account. Use this exclusive code:
FUNDSCAP15-Z3V7V
at checkout and begin your challenge today.
